Diversification replaced speculation as the primary investment rationale, marking crypto's evolution into a recognized portfolio component
Crypto News
Institutional investors are increasing cryptocurrency allocations through year-end while anticipating momentum will fade in 2026, according to Sygnum Bank's Future Finance 2025 Report. The survey found 61% of respondents plan to raise digital asset investments, with 38% targeting additions in the fourth quarter.
Diversification replaced speculation as the primary investment rationale, marking crypto's evolution into a recognized portfolio component. The report surveyed over 1,000 professional and high-net-worth investors across 43 countries. Sygnum operates under banking licenses across Europe, the Middle East, and Asia.
Actively managed strategies dominate institutional approaches at 42%, followed by index exposure at 39%. The shift indicates preference for discretionary mandates that adapt to policy changes and market volatility rather than static allocations.
Demand for crypto ETFs beyond Bitcoin and Ethereum surged, with over 80% of respondents seeking broader exposure. About 70% would increase allocations if staking were enabled, particularly for Solana and multi-asset products. U.S. spot Solana ETFs logged over $200 million in net inflows during their first week.
Interest in tokenized real-world assets jumped from 6% to 26% year-over-year, reflecting growing confidence in regulated on-chain products including tokenized bonds and funds. Sentiment turns neutral to bearish beyond 2025 as investors anticipate cooling momentum by mid-2026 when rate cuts plateau and macro tailwinds diminish.
About 91% of high-net-worth respondents view cryptocurrency as essential for long-term wealth preservation. Around 81% consider Bitcoin a viable treasury reserve asset, while 70% believe holding cash instead of Bitcoin carries significant opportunity cost over five years.
Lead author Lucas Schweiger noted discipline has tempered exuberance without eliminating conviction. Investors are better positioned for the next cycle while preparing for slowdowns once short-term catalysts dissipate
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