## Что такое BZx Protocol $BZRX$?

bZx protocol — это децентрализованная платформа на базе [Ethereum](https://coinmarketcap.com/ru/currencies/ethereum/), созданная для [DeFi](https://coinmarketcap.com/alexandria/article/what-is-decentralized-finance) кредитования и маржинальной торговли с кредитным плечом, которая отличается от конкурентов своей системой токенов на основе смарт\-контрактов.

Платформа запущена в 2018 году и предлагает два типа финансовых примитивов, iTokens и pTokens, на своих DeFi платформах Fulcrum и Torque.

Торговый интерфейс Fulcrum от BZx позволяет пользователям торговать или одалживать криптоактивы через токенизированные займы $iTokens$ и токенизированные позиции $pTokens$. Torque является веб интерфейсом bZx для кредитования и позволяет пользователям занимать средства для любых целей под фиксированную процентную ставку.

Система bZx имеет 3 основных токена стандарта [ERC20](https://coinmarketcap.com/alexandria/glossary/erc-20): iTokens, pTokens и BZRX, каждый из которых играет важную роль в функционировании bZx. В июле 2020 года bZX запустила собственный токен BZXR в рамках первичного предложения DEX $IDO$ на [бирже Uniswap](https://coinmarketcap.com/ru/exchanges/uniswap-v2/).

### Кто создал BZx?

BzX основали Том Бин $Tom Bean$, бывший инженер Nokia, и Кайл Кистнер $Kyle Kistner$, бывший исследователь — оба из Джорджии, США. Они разработали концепцию в августе 2017 года и опубликовали свою белую книгу в феврале 2018 года. Они последовательно запустили Fulcrum и Torque в июне и октябре 2019 года соответственно.

В настоящее время команда bZx насчитывает 13 сотрудников и имеет ряд влиятельных партнеров и компаньонов, включая Chainlink, Kyber Network, Augur, Maker, DeFi Pulse, Signal Ventures и Deversifi.

### Что особенного в BZx Protocol?

Преимущества BZx для пользователей DeFi можно описать как «все токенизировано». Протокол предлагает стимулированное [доходное фермерство](https://coinmarketcap.com/alexandria/glossary/yield-farming) путем возмещения активным пользователям 50% комиссии, которую они платят в BZRX.

Это отличает bZx от других протоколов майнинга ликвидности, которые часто предлагают экспоненциальное вознаграждение токенами, которое превышает фактическую стоимость комиссии, уплачиваемую протоколу. Такой основанный на оракулах метод ценообразования, предусматривающий вознаграждение токенами только активных пользователей, считается более устойчивой моделью, которая увеличивает ценность протокола в долгосрочной перспективе.

Два финансовых примитива протокола, iTokens и pTokens, являются компонуемыми и могут использоваться в качестве обеспечения для займов или торговаться на биржах. iTokens растут в цене благодаря постоянному начислению сложных процентов, в то время как pTokens выпускаются для открытия коротких и длинных позиций маржинальной торговли с кредитным плечом.

Кредиторы, выступающие в качестве [поставщиков ликвидности](https://coinmarketcap.com/alexandria/glossary/liquidity-provider), автоматически получают iTokens за добавления средств в пулы ликвидности, которые можно в любой момент обменять на их исходные средства плюс накопленные проценты.

Пользователи BZX, которые занимают средства для маржинальной торговли на Fulcrum, автоматически получают различные типы pTokens $«position tokens»$ в зависимости от пула ликвидности, на котором они торгуют, например, ETH\-USDT, LINK\-DAI или AAVE\-USDC. Узнайте больше о том, как [работают pTokens здесь](https://bzx.network/ptokens).

Более того, пользователям Fulcrum не нужно регистрироваться или платить комиссию за транзакции, и они могут использовать большинство кошельков Ethereum, таких как MetaMask, для подключения к протоколу.

#### Связанные страницы :

Узнайте больше о [Compound $COMP$](https://coinmarketcap.com/ru/currencies/compound/).

Узнайте больше о [NEO $NEO$](https://coinmarketcap.com/ru/currencies/maker/).

Узнайте больше о [Harvest Finance $FARM$](https://coinmarketcap.com/ru/currencies/harvest-finance/).<sup>.</sup>

В [блоге CoinMarketCap](https://blog.coinmarketcap.com/) всегда актуальные тренды и инсайты рынка криптовалют.

#### Сколько монет BZx Protocol $BZRX$ находится в обращении?

bZx имеет общий запас в размере 1 030 000 000 токенов BZRX с циркулирующим оборотом в 140 миллионов токенов.

[Токены](https://coinmarketcap.com/alexandria/article/what-is-tokenomics) BZRX должны быть распределены следующим образом:

Вестинг $21,35 %$, Предпродажа $13,65 %$, Команда $20 %$, Накопительный фонд $20 %$, Фонд безопасности и регулирования $5 %$ и Фонд экосистемы $20 %$. Из 20 %, выделенных на вознаграждения пользователей, 17 % пойдут на компенсацию комиссий, а 3 % на использование протокола.

### Как обеспечивается безопасность сети BZx?

Протокол bZx имеет слабые места в системе безопасности, из за чего в 2020 году произошло три взлома системы. Несмотря на то, что смарт\-контракты были проверены такими фирмами, как Peckshield и Certik, последний взлом в сентябре привел к эксплойту в размере 8 миллионов долларов из\-за [«одной неправильно расположенной строки кода»](https://cointelegraph.com/ru/news/defi-platform-bzx-sees-new-8m-hack-from-one-misplaced-line-of-code), которая позволила хакерам дублировать активы. Ущерб пострадавшим пользователям был полностью возмещен страховым фондом Fulcrum "black swan".

Команда bZx работает с разработчиками и аудиторами над улучшением безопасности и постоянным обновлением сети.

### Где купить bZx Protocol $BZRX$?

Ведущими биржами для торговли bZx Protocol в настоящее время являются [Binance](https://coinmarketcap.com/ru/exchanges/binance/), [HBTC](https://coinmarketcap.com/ru/exchanges/hbtc/), [Binance.KR](https://coinmarketcap.com/ru/exchanges/binance-kr/), [CoinTiger](https://coinmarketcap.com/ru/exchanges/cointiger/) и [VCC Exchange](https://coinmarketcap.com/ru/exchanges/vcc-exchange/). Вы можете найти другие биржи на нашей [странице криптобирж](https://coinmarketcap.com/rankings/exchanges/).

Теперь вы можете купить криптовалюты, например, Bitcoin и Ethereum, напрямую с кредитной карты в любой фиатной валюте по вашему выбору. Узнайте подробности [здесь](https://coinmarketcap.com/how-to-buy-bitcoin/).

bZx Protocol

Trust Wallet

MetaMask

Ethereum

Shiba Inu

Chainlink

Uniswap

UNUS SED LEO

Maker

Quant

Ondo

Aave

The Sandbox

Pepe

FLOKI

Bonk

JasmyCoin

Immutable

JEJE

RAYN

Devve

BIRDDOG

Hifi (formerly Mainframe) is a Lending Protocol that allows anyone to borrow against their crypto. Hifi uses a bond-like instrument, representing an on-chain obligation that settles on a specific future date. Buying and selling the tokenized debt enables fixed-rate, fixed term lending and borrowing — something much needed in decentralized finance today. It is anticipated that a ticker symbol change will occur alongside future iterations on the Hifi Lending Protocol.

Mainframe Token (MFT) is the native utility token that is used for:

Governance votes

Staking to ensure the safety of the protocol

Rewarding contributors to the ecosystem

What can you do with the Hifi Lending Protocol:

Borrow:  Lock collateral in a vault to mint fixed-rate, fixed-term debt tokens.  These debt tokens can be swapped for instant liquidity allowing users to leverage long, yield farm, or pursue other strategic trades without selling their collateral tokens.

Lend:  Buy fixed-rate, fixed-term debt tokens for a discount.  When the term expires they can be redeemed for face value, earning lenders a predictable return on their investment.

Provide Liquidity:  Earn trading fees by providing liquidity between debt tokens and stablecoins on an Automated Market Maker (AMM).

Mainframe

Kava Lend is a decentralized money market built on the Kava Platform that enables the lending and borrowing of cross-chain assets. Kava Lend supports supply-side deposits for BTC, XRP, BNB, BUSD, and USDX. The platform will allow overcollateralized borrowing for supported assets.

Kava Lend

BitShares Blockchain is a decentralized “Blockchain as Organization” (BaO); an industrial-grade decentralized open source platform built to run high-performance financial technology operations. It represents the first decentralized autonomous decentralized community that enables its core utility token (BTS) holders to decide the Blockchain future direction in order to develop and maintain a wide range of decentralized financial technology products, features and functions. BitShares Blockchain is a Blockchain that permanently records financial technology operations between different Blockchain accounts and facilitates a wide range of access controls across BitShares Blockchain user financial means.

BitShares Blockchain is a technology that supports the digital generation entrepreneurs, investors, and developers with a common interest in building and participating in free market solutions by leveraging the power of globally decentralized consensus and decision making. Consensus technology has the power to do for economics what the internet did for information. It can harness the combined power of all humanity to coordinate the discovery and aggregation of real-time knowledge, previously unobtainable. This knowledge can be used to more effectively coordinate the allocation of resources toward their most productive and valuable use.

BitShares looks to extend the innovation of the Blockchain to all industries that rely upon the internet to provide their services. Whether its banking, stock exchanges, lotteries, voting, music, auctions or many others, a digital public ledger allows for the creation of distributed autonomous companies (or BaO) that provide better quality services at a fraction of the cost incurred by their more traditional, centralized counterparts. The advent of (BaO) ushers in a new paradigm in organizational structure in which companies can run without any human management and under the control of an incorruptible set of business rules. These rules are encoded in publicly auditable open source software distributed across the computers of the companies’ shareholders, who effortlessly secure the company from arbitrary control. BitShares does for business what bitcoin did for money by utilizing distributed consensus technology to create companies that are inherently global, transparent, trustworthy, efficient and most importantly profitable.

BitShares has went through many changes and has done its best to stay on top of Blockchain technology. BitShares is using Consensus as the mechanism by which organized people decide upon unitary rational action. While not considered technology in the traditional since, consensus “technology” is the basis of democratic governance and the coordination of free market activity first coined by Adam Smith as the “Invisible Hand.” The process of consensus decision-making allows for all participants to consent upon a resolution of action even if not the favored course of action for each individual participant. Bitcoin was the first system to integrate a fully decentralized consensus method with the modern technology of the internet and peer-to-peer networks in order to more efficiently facilitate the transfer of value through electronic communication. The proof-of-work structure that secures and maintains the Bitcoin network is one manner of organizing individuals who do not necessarily trust one another to act in the best interest of all participants of the network. The BitShares ecosystem employs Delegated Proof of Stake in order to find efficient solutions to distributed consensus decision making.

BitShares

Stella is the leveraged strategies protocol with 0% cost to borrow. Stella’s mission is to redefine how leveraged DeFi works. DeFi needs a good leverage system in order to drive more usages on DEXes and money markets, the fundamental building blocks of DeFi. With growing usages on these fundamentals, more protocols and new innovations can arise and tap into the deep liquidity and robust foundation.

Stella strives to become the go-to destination for DeFi users to access maximum yield potential. Whatever on-chain strategies that users want to use on leverage (and safe enough to be supported), then Stella will support at 0% cost to borrow.

The protocol is made up of two parts: Stella Strategy and Stella Lend.

Stella Strategy: Users can access multiple selections of leveraged strategies with 0% borrowing interest for the first time and get yields on leverage.

Stella Lend: Lenders can lend assets to the lending pools on Stella and get real yields. Yields generated from Stella Strategy are shared to lenders.

Stella

Akropolis is a company that operates an Ethereum-based decentralized finance protocol that seeks to provide an autonomous financial ecosystem for saving and growing wealth, including through borrowing and lending. To do so, it offers a series of products including AkropolisOS, a framework for developing for-profit decentralized autonomous organizations, Sparta, a platform for uncollateralized lending, and Delphi, a yield farming aggregator and tool for dollar-cost averaging.

The project uses an ERC-20 token, AKRO, for protocol governance across its suite of products.

Akropoli was first announced in March 2018, launching on the Ethereum mainnet in June 2020.

Akropolis

Kyber Network Crystal Legacy

Bella Protocol is a platform that provides a suite of DeFi products designed to make crypto banking simpler and more accessible. The protocol aims to create a better user experience by eliminating the high fee and slow transaction issues that can affect some blockchain platforms — while simultaneously improving the user experience through its simplified DeFi smart portal.

Bella's smart pool feature allows users to access the best yields available in the DeFi market, while benefiting from nearly zero gas fees — since these are directly subsidized by the platform.

The project launched in September 2020 as the first project distributed via Binance’s Launchpool platform, and has secured investments from several prominent firms, including Arrington XRP Capital and Ledger Capital.

The protocol was built by the ARPA team, a blockchain-based layer 2 solution for privacy-preserving computation. The BEL token is an essential component of the Bella Protocol ecosystem and serves as both a reward token that allows holders to participate in the governance of the platform.

BEL can be used to farm fee rewards from the network, get exclusive discounts on Bella protocol products (such as its robo-advisor tool), and for earning staking rewards.

Bella Protocol

pNetwork

Viction

PERL.eco

Ren (REN) is an open protocol built to provide interoperability and liquidity between different blockchain platforms.

To learn more about this project, check out our deep dive of Ren.

Formerly known as Republic Protocol, Ren launched RenVM, its virtual machine mainnet, in May 2020, having completed a $34 million initial coin offering (ICO) in 2018.

The protocol’s native token, REN, functions as a bond for those running nodes which power RenVM, known as Darknodes.

Ren aims to expand the interoperability, and hence accessibility, of decentralized finance (DeFi) by removing hurdles involved in liquidity between blockchains.

MIR is the governance token of Mirror Protocol, a synthetic assets protocol built by Terraform Labs (TFL) on the Terra blockchain.

Mirror Protocol is decentralized from day 1, with the on-chain treasury and code changes governed by holders of the MIR token. TFL has no intention of keeping or selling MIR tokens, and there are no admin keys or special access privileges granted. The intent for this is to be a completely decentralized, community-driven project.

Mirrored assets are blockchain tokens that behave like "mirror" versions of real-world assets by reflecting the exchange prices on-chain. They give traders the price exposure to real assets while enabling fractional ownership, open access and censorship resistance as any other cryptocurrency. Unlike traditional tokens which serve to represent a real, underlying asset, mAssets are purely synthetic and only capture the price movement of the corresponding asset.

Mirrored assets provide the following advantages:

Global Accessibility: In most markets outside of Europe & North America, access to foreign equities and forex markets is highly limited. Crypto allows global accessibility without entry barriers.

Fractional Orders: In traditional finance, to execute a fractional order, multiple fractional orders are bundled together to execute a unitary transaction. The process of gathering all the orders into one requires additional waiting time. By utilizing the blockchain, orders volume is simply represented as a number on the blockchain, so there is no need for the intermediary bundling process.

Nearly-Instantaneous Order Execution: Oftentimes due to the lack of liquidity (price-time-priority order book algorithm), orders can take up to a day to fully execute. Given the fact that Mirror relies on liquidity provided by each individual asset pool, orders can be executed as fast as the blocktime of the network (~ 6 seconds).

Mirror Protocol

Ontology is a project designed to bring trust, privacy, and security to Web3 through decentralized identity and data solutions. It is building the infrastructure to provide trusted access to Web3, allowing individuals and enterprises to rest assured that through regulatory compliant digital identity solutions, users and their privacy come first.

The Ontology blockchain is a high speed, low cost public blockchain. It is designed to bring decentralized identity and data solutions to Web3, with the goal of increasing privacy, transparency, and trust. To achieve this, users and enterprises are provided with the flexibility to build blockchain-based solutions that suit their needs, while also ensuring regulatory compliance. Through Ontology’s Ethereum Virtual Machine (EVM), Ontology ensures frictionless compatibility with Ethereum, the first step in the creation of the Ontology Multi-Virtual Machine and further interoperability for the chain.

At its launch, Ontology chose to forego the popular initial coin offering (ICO) model in favor of a series of community distributions and airdrops of its ONT cryptocurrency.

This helped to quickly establish both organic price discovery and a passionate community and helped the project to avoid subsequent regulatory scrutiny.

For example, for a brief period any person who signed up for the Ontology newsletter received an airdrop of free 1,000 ONT, which reached a value of $10 per token soon after the token became listed on major exchanges like Binance.

Ontology launched its own MainNet on June 30, 2018 and has been up and running smoothly since.

Ontology

Band Protocol is a cross-chain data oracle platform that is able to take real-world data and supply it to on-chain applications, while also connecting APIs to smart-contracts to facilitate the exchange of information between on-chain and off-chain data sources.

By supplying reputable, verifiable real-world data to blockchains, Band Protocol unlocks a range of new use cases for developers to explore — since they can now use any type of real-world data as part of their decentralized application (DApp) logic, including sports, weather, random numbers, price feed data and more.

Band Protocol initially launched as an ERC-20 project on the Ethereum blockchain in September 2019, but transitioned to the Cosmos network in June 2020 with the release of Band Protocol 2.0. The new protocol is built on BandChain using the Cosmos SDK. Oracle nodes on BandChain not only relay data but are also involved in block production/validation, giving them a dual role.

BAND is the native token of the Band Protocol ecosystem and is used as collateral by validators involved in fulfilling data requests, as well as the main medium of exchange on BandChain — being used to paying for private data.

Band Protocol

Komodo

FIO Protocol

Bluzelle is a decentralized storage network for the creator economy.

Bluzelle delivers high security, un-matched availability, and is censorship resistant. Whether you are an artist, musician, scientist, publisher, or developer, Bluzelle protects the intellectual property of all creators. Bluzelle is data storage, file storage, oracles, and more. Its is specific for NFTs and DeFi.

Bluzelle’s core products are all related to data and powered by its Tendermint Blockchain:

Bluzelle DB - a decentralized database for software developers to store information

Bluzelle Oracles - a truly decentralized pricing oracle that provides high speed and high security for Defi applications

Bluzelle Staking - where BLZ holders can currently stake their tokens and earn rewards for providing storage and pricing data.

Bluzelle

Flamingo is a decentralized finance (DeFi) platform based on the Neo blockchain and the Poly Network interoperability protocol. It combines several DeFi applications into a single ecosystem: a cross-blockchain asset gateway (wrapper), an on-blockchain liquidity pool (swap), a blockchain asset vault, a perpetual contract trading platform (perp) and a decentralized governance organization (DAO).

Different components of the Flamingo network are planned to be launched in several phases:

Token wrapper for Bitcoin, Ethereum, USDT, Neo, Ontology and others: September 23, 2020

Swap and LP token staking: September 30, 2020

Phase 3 vault launch and stablecoin issuance: October 28, 2020

Perp launch: November 25, 2020

DAO launch: December 23, 2020

Flamingo

Origin Protocol develops web3 technologies with the intention of bringing non-fungible tokens (NFTs) and decentralized finance (DeFi) to the masses. The protocol’s unique tooling and diverse partnerships help in realizing these goals. Origin Protocol has two flagship products: Origin Story (governed by OGN), and Origin Dollar (governed by OGV).

Origin Story is a white label NFT marketplace solution that works with disrupters in various sectors by leveraging non-fungible tokens. The platform hosts NFT marketplaces and tooling in various industries, including the real estate, profile picture, music, art and entertainment industries.

Some of Origin Story’s partners include Roofstock onChain, Pudgy Penguins, Sappy Seals, Paris Hilton, 3LAU, BT, Inspiration4, and The Doge Pound. Origin Story Marketplaces seek to cast a wide net in various industries being impacted by NFTs, rather than focusing on any one area in particular. Investors may see OGN as the ‘picks and shovels’ approach to investing in NFTs.