## रिपियो क्रेडिट नेटवर्क क्या है?

रिपियो क्रेडिट नेटवर्क (RCN) एक वैश्विक क्रेडिट नेटवर्क है जो ब्लॉकचेन तकनीक का उपयोग करके दुनिया भर में उधारदाताओं और उधारकर्ताओं के बीच संपर्क सुविधाजनक बनाता है। इसका उद्देश्य वित्तीय सेवाओं तक पहुंच को लोकतांत्रिक बनाना है, विशेष रूप से उभरते बाजारों में, वित्तीय भुगतानों और क्रेडिट उधार देने के लिए एक विकेंद्रीकृत मंच प्रदान करके। RCN की नींव इसकी प्रोटोकॉल है, जो एथेरियम नेटवर्क पर स्मार्ट अनुबंधों पर बनाई गई है, जो उधार ऑपरेशनों में पारदर्शिता, सुरक्षा, और कुशलता सुनिश्चित करती है।

RCN क्रेडिट मार्केटप्लेस, एक विकेंद्रीकृत एप्लिकेशन (dApp), नेटवर्क की पेशकशों के साथ उपयोगकर्ताओं के लिए प्रवेश द्वार के रूप में कार्य करता है। यह मार्केटप्लेस डिजिटल उधार और उधार लेने की प्रक्रिया को सरल बनाने के लिए डिज़ाइन किया गया है, जो डेफी (विकेंद्रीकृत वित्त) और सेफी (केंद्रीकृत वित्त) ऋणों को एकीकृत करता है, साथ ही पी2पी (पीयर-टू-पीयर) ऋणों को सुविधाजनक बनाता है। उपयोगकर्ता इस एकल मंच के भीतर अपनी उधार और उधार लेने की गतिविधियों को प्रबंधित कर सकते हैं, ब्लॉकचेन की अंतर्निहित पारदर्शिता और सुरक्षा से लाभ उठ

### Ripio Credit Network कैसे सुरक्षित है?

रिपियो क्रेडिट नेटवर्क (RCN) अपने मंच की सुरक्षा और अखंडता सुनिश्चित करने के लिए एक बहुआयामी दृष्टिकोण का उपयोग करता है, जो विकेंद्रीकृत वित्त (DeFi) स्थान में उधारकर्ताओं और ऋणदाताओं की जरूरतों की सेवा करता है। इसके मूल में, RCN ब्लॉकचेन प्रौद्योगिकी की दृढ़ता का लाभ उठाता है, विशेष रूप से एथेरियम नेटवर्क पर काम करता है, जो इसकी सुरक्षा और पारदर्शिता के लिए जाना जाता है। यह आधार RCN को पीयर-टू-पीयर ऋण गतिविधियों के लिए एक सुरक्षित वातावरण प्रदान करने में सक्षम बनाता है।

RCN द्वारा लागू किए गए प्रमुख सुरक्षा उपायों में से एक स्मार्ट अनुबंधों का उपयोग है। ये स्व-निष्पादित अनुबंध होते हैं जिनकी शर्तें सीधे कोड की पंक्तियों में लिखी जाती हैं। स्मार्ट अनुबंधों का उपयोग सुनिश्चित करता है कि RCN मंच पर सभी लेनदेन पारदर्शी, छेड़छाड़-प्रूफ होते हैं और बिना किसी मध्यस्थ की आवश्यकता के स्वतः ही निष्पादित होते हैं। यह धोखाधड़ी और त्रुटियों के जोखिम को काफी कम करता है, उधार लेने से लेकर चुकाने तक के ऋणों को प्रबंधित करने के लिए एक विश्वसनीय तंत्र प्रदान करता है।

इसके अतिरिक्त, RCN अपने पारिस्थितिकी तंत्र की सुरक्षा की

### Ripio Credit Network का उपयोग कैसे किया जाएगा?

Ripio Credit Network (RCN) विकेंद्रीकृत वित्त (DeFi) के क्षेत्र में एक अग्रणी मंच के रूप में कार्य करता है, जो भौगोलिक सीमाओं को पार करते हुए उधार और उधार लेने के लिए एक व्यापक पारिस्थितिकी तंत्र प्रदान करता है। इसके मूल में, RCN का उद्देश्य ब्लॉकचेन प्रौद्योगिकी के नवीन उपयोग के माध्यम से क्रेडिट तक पहुँच को सरलीकृत करना और लोकतांत्रिक बनाना है। यह वैश्विक क्रेडिट नेटवर्क के भीतर उधारदाताओं, उधारकर्ताओं और ऋण मूल निर्माताओं को जोड़कर हासिल किया जाता है, एक पारदर्शी, कुशल और समावेशी वित्तीय वातावरण को बढ़ावा देता है।

RCN क्रेडिट मार्केटप्लेस, नेटवर्क का एक मुख्य घटक, एक विकेंद्रीकृत एप्लिकेशन (dApp) है जो RCN प्रोटोकॉल के साथ इंटरैक्शन को सुविधाजनक बनाता है। यह उपयोगकर्ताओं को डिजिटल उधार और उधार लेने की गतिविधियों में संलग्न करने के लिए एक सहज इंटरफेस प्रदान करता है, ब्लॉकचेन प्रौद्योगिकी की सुरक्षा और पारदर्शिता का लाभ उठाते हुए। इस मार्केटप्लेस के माध्यम से, उधारदाताओं को DeFi और CeFi ऋण देने का अवसर मिलता है, जबकि उधारकर्ता पीयर-टू-पीयर (P2P) ऋणों तक पहुँच सकते हैं, एक एकीकृत मंच के भीतर सभी लेनदेन का प्रबंधन करते हैं

### यहाँ सामग्री है रिपियो क्रेडिट नेटवर्क के लिए कौन सी मुख्य घटनाएँ हुई हैं?

रिपियो क्रेडिट नेटवर्क (RCN) ने ब्लॉकचेन और क्रिप्टोकरेंसी परिदृश्य में अपनी यात्रा को आकार देने वाले कई महत्वपूर्ण क्षणों का अनुभव किया है। अपनी शुरुआत से ही, RCN का उद्देश्य सीमाओं के पार उधार और उधार लेने के तरीके को क्रांतिकारी बनाना रहा है, ब्लॉकचेन प्रौद्योगिकी का उपयोग करके एक अधिक पारदर्शी, कुशल और सुलभ क्रेडिट बाजार के लिए।

RCN के लिए एक मौलिक मील का पत्थर इसके व्हाइटपेपर की रिलीज थी, जिसने परियोजना के तकनीकी और संचालनात्मक रोडमैप को रखा। इस दस्तावेज़ ने एक स्पष्ट दृष्टि प्रदान की कि कैसे RCN पारंपरिक वित्त को बाधित करने का इरादा रखता है, उधारदाताओं, उधारकर्ताओं और ऋण मूलकर्ताओं को सीधे अपने ब्लॉकचेन नेटवर्क के माध्यम से जोड़कर, मध्यस्थों की आवश्यकता को समाप्त करता है और लागतों को कम करता है।

व्हाइटपेपर की रिलीज के बाद, RCN ने एक्सचेंजों और अन्य ब्लॉकचेन परियोजनाओं के साथ कई सामरिक साझेदारियां बनाई हैं। ये सहयोग RCN के इकोसिस्टम का विस्तार करने, इसकी तरलता को बढ़ाने और इसे एक व्यापक दर्शकों के लिए अधिक सुलभ बनाने के लिए महत्वपूर्ण रहे हैं। एक्सचेंजों के साथ साझेदारियों ने RCN टोकनों की सूचीबद्धता



## What's RCN?
RCN is an open-source global credit network that connects lenders, borrowers and originators on the blockchain to create frictionless, transparent and borderless loan markets.

The RCN Credit Marketplace is a proprietary Decentralized Application (dApp) that allows users to access the RCN protocol and connect with its features. By combining digital lending and borrowing tools with all the transparency and security of the blockchain, the RCN Credit Marketplace enables creditors to lend Decentralized Finance (DeFi) and Centralized Finance (CeFi) loans, borrow Peer-To-Peer (P2P) loans and manage everything in one place.

RCN is powered by its own open-source blockchain lending and borrowing protocol, which in turn runs on the Ethereum network. Composed by a modular set of smart-contracts, the protocol’s current version RCN Protocol v4.0 “Diaspore" allows its users to denominate, collateralize, receive, repay, fund, transfer and collect loans. In addition, it is compatible with a wide variety of Oracles, Loan Types and Backings.

## Who Are the Founders of RCN?
RCN was founded by Ripio Group's CEO, Sebastian Serrano. He's a tech entrepreneur from Argentina. In 2013 he launched the digital platform Ripio, offering fiat-to-crypto brokerage and a full suite of fintech solutions for consumers.  

RCN born in 2017 with the intention to bridge the gap between credit supply and demand across borders, creating a new ecosystem of decentralized lending and borrowing solutions for multiple stakeholders. The Credit Marketplace allows lenders worldwide to reach attractive lending opportunities, while borrowers around the world can enjoy requesting funds on their own terms by posting crypto-collateral. RCN also provides flexible access to global credit supply to a variety of entities beyond retail borrowers.

## What makes RCN unique?
RCN’s unique proposition lies in these three factors:
- Financial Efficiency: Peer to Peer Loans have no spread between borrowing and lending APRs. Now lenders can earn more while borrowers pay less.
- Customizability: Peer to Peer Loans allow that borrowers can choose their own APR. Being the one that decides how they will pay to borrow.
- Stability: More important Peer to Peer Loans’ APRs don’t vary during their term. Now they can know how much they will pay from the first day to the last.  

Ripio Credit Network

Trust Wallet

MetaMask

Ethereum

Shiba Inu

Chainlink

UNUS SED LEO

Uniswap

Render

JasmyCoin

MANTRA

Bitget Token

FLOKI

Ethena

Nexo

Tether Gold

Pepe

Aave

Musk Dao

AUTOMATIX

UNIUM

Nostra

ZynCoin

Crypterium

WOM Protocol

saffron.finance

Solve.Care is a healthcare platform company that uses blockchain to redefine care coordination, improve access to care, reduce benefit administration costs, and help reduce fraud and waste in healthcare around the world.

The Solve.Care platform (Care.Platform) allows for digital health networks, called Care.Networks, to be built and run for patient-centric care that can be based on medical conditions, economic and social needs, creating an entire healthcare ecosystem. Using Care.Platform, clients can launch networked, interoperable healthcare dApps, within a very short time frame.

Care.Networks on Care.Platform use the SOLVE token, a utility token that is used for inter/intra network payments and transaction fees. It also has additional uses including developer rights, staking, marketplace payments, and platform access fees.

SOLVE

Dragonchain

Status is categorized as a mobile and desktop operating system and decentralized browser that incorporates a messaging system. As such, Status allows you to interact with a network at any time, from anywhere. It was originally released in June in 2017.

It is a light client Ethereum node, and has the ability to give you access to all Ethereum decentralized applications (otherwise known as DApps) from an app that is installed on your mobile phone or tablet. This means that users can send encrypted messages as well as access decentralized applications, including a cryptocurrency wallet.

Status

Kyber Network Crystal Legacy

FUNToken stands out in the crowded blockchain space due to its unique combination of innovation, utility, and commitment to the GameFi and DeFi sectors. At its core, FUNToken is designed to revolutionize online gaming and decentralized finance by providing a fast, transparent, and trustless platform for transactions and gaming experiences. Unlike traditional gaming and financial platforms, FUNToken leverages blockchain technology to ensure security, reduce transaction costs, and enhance user autonomy by allowing players and investors to have complete control over their assets without intermediaries. Moreover, its integration into various gaming platforms and DeFi applications offers users unparalleled access to a vast ecosystem of entertainment and financial opportunities. With its focus on user experience, scalability, and continuous innovation, FUNToken is not just another digital asset; it's a gateway to a new era of digital interaction, making it a standout project in the blockchain community.

FUNToken

Streamr (DATA) is an open source project and decentralized platform that relies on cryptography instead of trust. It is a P2P, real-time data infrastructure that houses a platform and tools for a new data economy. The technology stack includes a scalable real-time messaging network (pub/sub) hosted on computers worldwide, a marketplace for trading/selling data and a set of tools for working with real-time data.

Streamr (DATA) was crowdfunded in 2017. The main idea is to create decentralized infrastructure and data economy; the mission was formulated by the developers as “Unstoppable Data for Unstoppable Apps.” Streamr tokenizes the value of real-time information and makes it available on their marketplace and data unions. This is built for DApps, IoT devices and more, and they believe this is a crucial protocol for Web 3.0.

The tasks of Streamr DATA coin include creating a comfortable and prosperous information market, which is built on the basis of a data exchange network that is convenient and understandable for users. How it works: the decentralized pub/sub network is supported by nodes around the world, who earn DATA tokens in exchange for the bandwidth and validation they provide.

The competitive advantage lies in the fact that it is an off-chain network (for example, when compared to a similar IOTA service). Therefore, the risk that the project will face scalability and bandwidth issues is modest. The intention of the Streamr team is not to create some special blockchain, but to focus on the development of network optimization technologies. If Streamr lacks the capabilities of Ethereum, developers can always transfer the platform to another blockchain.

Streamr

Pillar

TenX

Hifi (formerly Mainframe) is a Lending Protocol that allows anyone to borrow against their crypto. Hifi uses a bond-like instrument, representing an on-chain obligation that settles on a specific future date. Buying and selling the tokenized debt enables fixed-rate, fixed term lending and borrowing — something much needed in decentralized finance today. It is anticipated that a ticker symbol change will occur alongside future iterations on the Hifi Lending Protocol.

Mainframe Token (MFT) is the native utility token that is used for:

Governance votes

Staking to ensure the safety of the protocol

Rewarding contributors to the ecosystem

What can you do with the Hifi Lending Protocol:

Borrow:  Lock collateral in a vault to mint fixed-rate, fixed-term debt tokens.  These debt tokens can be swapped for instant liquidity allowing users to leverage long, yield farm, or pursue other strategic trades without selling their collateral tokens.

Lend:  Buy fixed-rate, fixed-term debt tokens for a discount.  When the term expires they can be redeemed for face value, earning lenders a predictable return on their investment.

Provide Liquidity:  Earn trading fees by providing liquidity between debt tokens and stablecoins on an Automated Market Maker (AMM).

Mainframe

dHedge DAO

SALT Lending is a blockchain-based lending platform that offers users cryptocurrency-backed loans. Users deposit any combination of accepted tokens — such as Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Doge (DOGE), DASH (DASH) or SALT (SALT) — as collateral to receive a loan in the form of a fiat currency or stablecoin.

SALT Lending has a native token, called SALT, that can be spent to reduce the interest rate on a loan and can be used as a secondary form of loan collateral. Currently, SALT is redeemable at a $7.50 value for interest reductions on loans, a policy and valuation which are subject to change.

The company was launched in 2016 and is operated by Salt Blockchain Inc., a for profit entity, Salt Lending LLC: Salt Master Fund II, LLC – NMLS 1711910.

SALT

0x is an infrastructure protocol that allows users to easily trade ERC20 tokens and other assets on the many different blockchains (including Ethereum) without relying on centralized intermediaries. It is a protocol for decentralized exchange.

0x achieves this decentralized exchange functionality using a collection of open-source, publicly auditable smart contracts that work together to produce a flexible, low-friction trading protocol that developers can easily weave into their products.

The protocol is used by companies building web3 apps such as wallets, DEXes, portfolio trackes, and others. It is a used by hundreds of developers for their projects. The protocol has facilitates over $200B in trading volume since its inception. One can track its usage in its dedicated https://explorer.0x.org/.

The protocol is powered by an ERC20 governance token known as ZRX. ZRX holders can participate in protocol governance, having direct power over protocol changes and its community treasury.

0x Protocol

Carbon Protocol

Augur

Opium is a new platform for launching and trading cryptocurrency derivatives.

Having begun operations in May 2020, Opium uses Ethereum to run a decentralized derivatives marketplace in which any cryptocurrency owner can participate.

The aim of the platform is to democratize access to financial derivatives while using the benefits that decentralization affords traders over legacy alternatives.

Opium’s in-house token, OPIUM, launched in January 2021 and will fulfil various roles mostly centered around platform governance. Active users will be able to vote on some of the most important decisions involved in the platform’s operations.