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Kleros (PNK) is a decentralized dispute resolution project that launched in July 2018. It is an open-source online dispute resolution protocol that uses blockchain and crowdsourcing to adjudicate disputes fairly.

Kleros offers a middleman service for decentralized applications (DApps) and their users. If the service provided by the application does not create a dispute, Kleros acts as a trustless third-party service for payment.

When a dispute does occur, however, each party can apply for arbitration through the Kleros arbitrators that are selected from the owners of PNK tokens. PNK is an Ethereum-based ERC-20 utility token with a fixed supply.

At this point, the jurors can make a decision that will favor either party. The arbitration fees are distributed to all arbitrators in the form of ETH; jurors who have issued a minority decision lose part of their PNK tokens for the benefit of the majority of jurors. This decision can be appealed, at a cost. The stated mission of Kleros is to offer easier access to justice and improve individual freedom.

Kleros charges a cost that is payable in ETH and is provided by the parties to the dispute or drawn from the funds previously locked in escrow.

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Mysterium Network is an open-source ecosystem of protocols, tools, and Web3 infrastructure making the internet borderless and accessible for all. The network gives both users and builders the tools they need to safeguard their online anonymity and equal access to information. Mysterium held a token sale through which it raised $14 million CHF.

Mysterium is powered by its permissionless, peer-to-peer network. Anyone can turn their device into a node and rent their spare internet resources, such as bandwidth or IP address, in exchange for cryptocurrency. The network is tamper-proof, anonymous, and encrypted like Tor, but with superior usability, stability and speed.

Mysterium’s B2B Network-as-a-Service lays the groundwork for all kinds of enterprise-level services to be built, including the project's flagship product, the Mysterium VPN, available for Android, Windows, Mac and Linux (iOS in 2022). Developers and entrepreneurs can build private, censorship-resistant tools, and businesses can make their products globally accessible and secure. The technology is fully compatible with both Web2 and Web3 platforms and can be integrated with VPNs, proxy services, DeFi wallets, browsers, search engines, data scraping solutions, and streaming apps, building censorship-resistance into the apps we already use.

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Kava Lend is a decentralized money market built on the Kava Platform that enables the lending and borrowing of cross-chain assets. Kava Lend supports supply-side deposits for BTC, XRP, BNB, BUSD, and USDX. The platform will allow overcollateralized borrowing for supported assets.

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