## Τι Είναι το DFI.MONEY (YFII);

Το DFI.MONEY, γνωστό και ως YFII, είναι ένα fork της δημοφιλούς πλατφόρμας συνάθροισης αποκεντρωμένης οικονομίας([DeFi](https://coinmarketcap.com/alexandria/article/what-is-decentralized-finance)) yearn.finance ([YFI](https://coinmarketcap.com/el/currencies/yearn-finance/)).

Τέθηκε σε λειτουργία τον Ιούλιο του 2020 και στοχεύει στη βελτιστοποίηση των αποδόσεων για τους επενδυτές DeFi, τηρώντας παράλληλα τις αλλαγές που προτείνονται σε ένα σχέδιο αναβάθμισης που ονομάζεται YIP-8.

Εκτός από τις αλλαγές στο πρωτόκολλο, το DFI.MONEY κυκλοφόρησε επίσης νέα προϊόντα, κυρίαρχο μεταξύ αυτών, το Vault, που το περιγράφει ως «φοβερό προϊόν».

Το εγγενές token του DFI.MONEY είναι το YFII, ένα token σταθερής προσφοράς το οποίο κερδίζουν οι πάροχοι ρευστότητας σύμφωνα με την αλληλεπίδρασή τους στο δίκτυο.

### Ποιοι Είναι οι Ιδρυτές του DFI.MONEY;

Το DFI.MONEY δημιουργήθηκε ως ένα hard fork του yearn.finance, του συναθροιστή για αποδόσεις DeFi που δημιουργήθηκε από τον Andre Cronje.

Ο Cronje άφησε την αρχική μορφή του yearn.finance, το iEarn, στις αρχές του 2020, αλλά επέστρεψε για να συνεχίσει την ανάπτυξή του και στη συνέχεια η δημοτικότητά του αυξήθηκε σημαντικά καθώς το DeFi έγινε πιο mainstream.

Τον Ιούλιο του 2020, η εξόρυξη και το farming του token του yearn.finance, YFI, τελείωσε, και μια πρόταση για την προστασία παροχής ρευστότητας από «φάλαινες» κέρδισε 80% υποστήριξης μεταξύ των συμμετεχόντων στο πρωτόκολλο. Ωστόσο, δεν εγκρίθηκε από το yearn.finance επειδή δεν πληρούσε την απαιτούμενη απαρτία 33%.

Ως αποτέλεσμα, μια ομάδα χρηστών επέλεξε να κάνει hard fork στο πρωτόκολλο για να δημιουργήσει το DFI.MONEY, με το δικό του token, το YFII.

Το «σκληρό πιρούνι» εφάρμοσε την πρόταση, γνωστή ως YIP-8, η οποία κάνει τις ανταμοιβές YFII να μειώνονται κάθε εβδομάδα, ακολουθώντας ένα μοτίβο που διαδόθηκε από το [Bitcoin](https://coinmarketcap.com/el/currencies/bitcoin/) (BTC).

### Τι Κάνει το DFI.MONEY Μοναδικό;

Το DFI.MONEY ουσιαστικά εκπληρώνει τον ίδιο ρόλο στην αγορά DeFi με το yearn.finance, και υπόκειται σε διαφορετικούς κανόνες πρωτοκόλλου για το token του και με ορισμένα νέα χαρακτηριστικά.

Έτσι, η απήχησή του βρίσκεται κυρίως σε χρήστες του προκατόχου του που ψήφισαν υπέρ του YIP-8, καθώς και σε νεοφερμένους επενδυτές DeFi που θέλουν να μεγιστοποιήσουν τις αποδόσεις παρέχοντας ρευστότητα.

Ο ιστότοπος του DFI.MONEY αναφέρει ότι το πρωτόκολλό του ανήκει εξ ορισμού στην κοινότητα και δεν προσφέρει εμπορικά κίνητρα, όπως ανταμοιβές προγραμματιστών.

Οι χρήστες συμμετέχουν σε μία ή και στις δύο ομάδες ρευστότητας που διαθέτουν [Curve](https://coinmarketcap.com/el/exchanges/curve-finance/) (CFI) ή [Balancer](https://coinmarketcap.com/el/currencies/balancer/) (BAL), κερδίζοντας token YFII ως ανταμοιβή για την παροχή ρευστότητας.

Το DFI.MONEY εισήγαγε επίσης μια νέα δυνατότητα, το Vault, το οποίο επιδιώκει να δώσει στους χρήστες του τις υψηλότερες αποδόσεις από οποιοδήποτε token αυτόματα σύμφωνα με στρατηγικές που υποβάλλονται από χρήστες, χωρίς οι ίδιοι να ρυθμίζουν τις συναλλαγές.

#### Σχετικές σελίδες:

Διάβασε περισσότερα για το yearn.finance [εδώ](https://coinmarketcap.com/el/currencies/yearn-finance/).

Διάβασε περισσότερα για το Harvest Finance [εδώ](https://coinmarketcap.com/el/currencies/harvest-finance/).

Είσαι νέος στα κρυπτονομίσματα; Βρες τις απαντήσεις σε όλες τις ερωτήσεις σου με το [Alexandria](https://coinmarketcap.com/alexandria/categories/crypto-basics), το ειδικό εκπαιδευτικό βοήθημα του CoinMarketCap.

### Πόσα Νομίσματα DFI.MONEY (YFII) Υπάρχουν σε Κυκλοφορία;

Το YFII είναι ένα token με προδιαγραφές ERC-20 με σταθερή προσφορά 40.000 YFII. Σύμφωνα με τα χαρακτηριστικά που ορίζονται και γίνονται δεκτά στο YIP-8, δεν αφαιρέθηκαν token από τη συνολική προσφορά, ούτε από προεξόρυξη, ούτε από προπώληση ούτε διατέθηκαν σε προγραμματιστές.

Το DFI.MONEY δηλώνει ότι ο μόνος τρόπος για να κερδίσει κανείς YFII είναι η παροχή ρευστότητας στο πρωτόκολλο. Τα token διανέμονται σύμφωνα με την παροχή ρευστότητας, με τις ανταμοιβές να μειώνονται εβδομαδιαία. Κάθε μία από τις δύο ομάδες ρευστότητας ξεκίνησε με 20.000 YFII.

Επιβεβαιώνεται από το πρόγραμμα ότι η διανομή token ολοκληρώθηκε 10 εβδομάδες μετά την έναρξή της, στα τέλη Σεπτεμβρίου 2020.

### Πώς Διασφαλίζεται το Δίκτυο DFI.MONEY;

Το DFI.MONEY δηλώνει ότι το YFII έχει μια εγγυημένη προσφορά 40.000 token που δεν μπορούν να χειριστούν οι προγραμματιστές.

Αυτό κατέστη δυνατό με την αποστολή κλειδιών που επιτρέπουν την κοπή νέων token σε μια λεγόμενη διεύθυνση «μαύρης τρύπας» καθώς η πρόσβαση σε αυτά χάνεται οριστικά.

Οι προγραμματιστές δημοσίευσαν συνδέσμους προς τις συναλλαγές που δείχνουν τη μεταφορά των κλειδιών στη μαύρη τρύπα.

### Πού Μπορείς να Αγοράσεις DFI.MONEY (YFII);

Το YFII έχει γίνει ένα δημοφιλές token διαπραγματεύσεων από την κυκλοφορία του. Από τον Οκτώβριο του 2020, είναι διαθέσιμο σε πολλά μεγάλα χρηματιστήρια, με ζεύγη διαπραγματεύσεων με κρυπτονομίσματα, [stablecoin](https://coinmarketcap.com/alexandria/article/what-is-a-stablecoin) και άλλα DeFi token.

Τα [Binance](https://coinmarketcap.com/el/exchanges/binance/), [OKEx](https://coinmarketcap.com/el/exchanges/okex/) και [Huobi Global](https://coinmarketcap.com/el/exchanges/huobi-global/) είναι μεταξύ των χρηματιστηρίων με τον μεγαλύτερο όγκο YFII.

Εξακολουθείς να είσαι αρχάριος στα κρυπτονομίσματα; Διάβασε τον [εύκολο οδηγό](https://coinmarketcap.com/how-to-buy-bitcoin/) μας για την αγορά Bitcoin ή οποιουδήποτε άλλου κρυπτονομίσματος.

DFI.Money

Trust Wallet

MetaMask

Binance Chain Wallet

Welcome to DFI.Money's Community channel aggregated by CoinMarketCap.

Ethereum

Shiba Inu

Chainlink

UNUS SED LEO

Uniswap

SwftCoin

SPECTRE AI

Galeon

Viberate

MAGA VP

DexCheck AI

Minati Coin

DMAIL Network

Symbiosis

Pullix

ARCS

4-CHAN

FairERC20

FOMO Network

Yearn.finance is an aggregator service for decentralized finance (DeFi) investors, using automation to allow them to maximize profits from yield farming.

Its goal is to simplify the ever-expanding DeFi space for investors who are not technically minded or who wish to interact in a less committal manner than serious traders.

Launched in February 2020, the service, formerly known as iEarn, has seen huge growth in recent months as new products debuted and developers released in-house token YFI.

yearn.finance

Harvest Finance

Unifi Protocol DAO

Enzyme

Metal DAO

Keep3rV1 is a decentralized platform designed to facilitate the coordination between projects that need to source outside development operations and those who can provide those required services. Essentially, the project serves as a job board that facilitates the interaction between job posters, such as decentralized finance protocols, and job executors, known as Keepers. The tasks performed by Keepers range from submitting and calling transactions on-chain to completing complex operations off-chain. Keep3rV1 uses an ERC-20 token, KP3R, for governance and to provide rewards to Keepers.

The project was first announced on Oct. 22, 2020. It launched on the Ethereum mainnet in beta mode on Oct. 28, 2020.

Keep3rV1

Aragon

Bancor is an ecosystem of decentralized, open-source protocols that promote on-chain trading and liquidity.

Its main protocol, Carbon, is a decentralized trading protocol allowing users to perform automated trading strategies using custom on-chain limit orders and range orders, with the option of combining orders together to create automated buy low, sell high strategies.

By design, Carbon orders are irreversible on execution, easily adjustable directly on-chain, and resistant to MEV sandwich attacks. These capabilities give users an unprecedented level of control and automation to perform novel trading strategies on-chain.

Fast Lane, a separate open-source arbitrage protocol, allows any user to perform arbitrage between Bancor ecosystem protocols and external on-chain exchanges and redirect arbitrage profits back to the Bancor ecosystem.

All Bancor ecosystem protocols are governed by the BancorDAO via staked BNT.

Bancor

BarnBridge, founded in 2019, is a protocol for tokenizing risks. It was launched in September 2020. BarnBridge is a sort of decentralized finance (DeFi) lego for creating tradeable tokens that expose a consumer to market volatility. As of March 2021, the platform is still in an early stage of launch.

To learn more about this project, check out our deep dive of Quant.

BarnBridge is a project that expands the functionality of DeFi to make it more flexible and efficient. By tokenizing market fluctuations and exposure to risks, it can reduce volatility for conservative investors or increase it for daytraders. BarnBridge enables traditional risk management tools and fixed income instruments on the DeFi market. The main focus is dividing cryptocurrency risks into tranches so market participants, depending on their risk profile, can invest in different products or assets.

BarnBridge

Wrapped NXM (wNXM) is a 1-to-1 backed token that can only be generated by wrapping genuine NXM.

NXM can only be traded among Nexus Mutual members, while wNXM is fully tradable but can't be used at all within the Nexus Mutual protocol.

Wrapped NXM

Compound is a DeFi lending protocol that allows users to earn interest on their cryptocurrencies by depositing them into one of several pools supported by the platform.

To learn more about this project, check out our deep dive of Compound.

When a user deposits tokens to a Compound pool, they receive cTokens in return. These cTokens represent the individual’s stake in the pool and can be used to redeem the underlying cryptocurrency initially deposited into the pool at any time. For example, by depositing ETH into a pool, you will receive cETH in return. Over time, the exchange rate of these cTokens to the underlying asset increases, which means you can redeem them for more of the underlying asset than you initially put in — this is how the interest is distributed.

On the flip side, borrowers can take a secured loan from any Compound pool by depositing collateral. The maximum loan-to-value (LTV) ratio varies based on the collateral asset, but currently ranges from 50 to 75%. The interest rate paid varies by borrowed asset and borrowers can face automatic liquidation if their collateral falls below a specific maintenance threshold.

Since the launch of the Compound mainnet in September 2018, the platform has skyrocketed in popularity, and recently passed more than $800 million in total locked value.

Compound

Venus is an algorithmic money market and synthetic stablecoin protocol launched exclusively on Binance Smart Chain (BSC).

The protocol introduces a simple-to-use crypto asset lending and borrowing solution to the decentralized finance (DeFi) ecosystem, enabling users to directly borrow against collateral at high speed while losing less to transaction fees. In addition, Venus allows users to mint VAI stablecoins on-demand within seconds by posting at least 200% collateral to the Venus smart contract.

VAI tokens are synthetic BEP-20 token assets that are pegged to the value of one U.S. dollar (USD), whereas XVS tokens are also BEP-20-based, but are instead used for governance of the Venus protocol, and can be used to vote on adjustments—including adding new collateral types, changing parameters and organizing product improvements.

The governance of the protocol is entirely controlled by XVS community members, since the Venus founders, team members and other advisors do have any XVS token allocations.

Venus

JUST is a popular new decentralized finance (DeFi) ecosystem built for the TRON blockchain. It is an entire suite of products that are mostly centered around a decentralized stablecoin lending platform known as JustStable.

The platform launched in August 2020 following an initial exchange offering (IEO) on the Poloniex LaunchBase platform earlier that same year, but the native governance token of the platform (JST) has been circulating since May 2020.

It is a two-token ecosystem built around the USDJ and JUST (JST) tokens. USDJ is a multi-collateral stablecoin that has its value pegged to the value of the US dollar (USD), whereas JST has a variety of functions on the platform — paying interest, helping maintain the platform and participating in its governance, helping to set parameters like interest rates (stability fees) and the minimum collateralization ratio.

To obtain USDJ on JUST, traders need to deposit collateral in the form of supported collateral tokens — including TRON (TRX), which are exchanged to PTRX tokens and locked as collateral forming a collateralized debt position (CDP). Depending on the amount of collateral deposited, users can then mint and withdraw USDJ, which must later be repaid to retrieve the initial collateral.

The platform is designed to provide a fair and borderless hub of DeFi products, that any TRON user can access.

JUST

Band Protocol is a cross-chain data oracle platform that is able to take real-world data and supply it to on-chain applications, while also connecting APIs to smart-contracts to facilitate the exchange of information between on-chain and off-chain data sources.

By supplying reputable, verifiable real-world data to blockchains, Band Protocol unlocks a range of new use cases for developers to explore — since they can now use any type of real-world data as part of their decentralized application (DApp) logic, including sports, weather, random numbers, price feed data and more.

Band Protocol initially launched as an ERC-20 project on the Ethereum blockchain in September 2019, but transitioned to the Cosmos network in June 2020 with the release of Band Protocol 2.0. The new protocol is built on BandChain using the Cosmos SDK. Oracle nodes on BandChain not only relay data but are also involved in block production/validation, giving them a dual role.

BAND is the native token of the Band Protocol ecosystem and is used as collateral by validators involved in fulfilling data requests, as well as the main medium of exchange on BandChain — being used to paying for private data.

Band Protocol

Ontology is a project designed to bring trust, privacy, and security to Web3 through decentralized identity and data solutions. It is building the infrastructure to provide trusted access to Web3, allowing individuals and enterprises to rest assured that through regulatory compliant digital identity solutions, users and their privacy come first.

The Ontology blockchain is a high speed, low cost public blockchain. It is designed to bring decentralized identity and data solutions to Web3, with the goal of increasing privacy, transparency, and trust. To achieve this, users and enterprises are provided with the flexibility to build blockchain-based solutions that suit their needs, while also ensuring regulatory compliance. Through Ontology’s Ethereum Virtual Machine (EVM), Ontology ensures frictionless compatibility with Ethereum, the first step in the creation of the Ontology Multi-Virtual Machine and further interoperability for the chain.

At its launch, Ontology chose to forego the popular initial coin offering (ICO) model in favor of a series of community distributions and airdrops of its ONT cryptocurrency.

This helped to quickly establish both organic price discovery and a passionate community and helped the project to avoid subsequent regulatory scrutiny.

For example, for a brief period any person who signed up for the Ontology newsletter received an airdrop of free 1,000 ONT, which reached a value of $10 per token soon after the token became listed on major exchanges like Binance.

Ontology launched its own MainNet on June 30, 2018 and has been up and running smoothly since.

Ontology

Balancer is an automated market maker (AMM) that was developed on the Ethereum blockchain and launched in March 2020. It was able to raise a $3M seed round by Placeholder and Accomplice. Balancer protocol functions as a self-balancing weighted portfolio, price sensor and liquidity provider. It allows users to earn profits through its recently introduced token ($BAL) by contributing to customizable liquidity pools.

To learn more about this project, check out our deep dive of Balancer(https://coinmarketcap.com/alexandria/article/what-is-balancer.

The protocol operates a few types of pools:

Private pools give the owner governance over the pool, and make the person the sole contributor of liquidity to the pool. Also, all the parameters are mutable by the owner.

Shared pools are for those who want to become liquidity providers (LPs). The LPs are rewarded with the Balancer Pool Tokens (BPTs).

Smart pools are similar to private pools but are controlled by a smart contract. They also reward using BPTs and allow anyone to contribute liquidity to the pool.

Balancer

REQ is listed on Coinbase, Binance, crypto.com, KuCoin and many other exchanges.

The REQ token powers the Request Network open-source protocol via a few mechanisms: anti-spam; governance; staking; discounts; independency.

The Request (REQ) utility token, launched in 2017, ensures the performance and stability of the Request Network. The Request Network itself is an Ethereum-based decentralized payment system where anyone can request a payment and receive money through secure means. It removes the requirement for third parties in order to provide a cheaper, more secure payment solution that works with all global currencies.

The original whitepaper is available here.

When a user creates a request for payment, they define to which address the payment needs to be allocated and what the amount is. The user can also define the terms and conditions of the payment, upgrading a simple request into an invoice. Once this is completed, the user can share their request to be paid by their counterparty.

Every step is documented and stored on the Request Network, allowing everyone involved to easily keep track of all the invoices and payments for accounting purposes.

Request is also integrated with legislation across the world to remain compliant with the trade laws of each individual country.

Request

Stella is the leveraged strategies protocol with 0% cost to borrow. Stella’s mission is to redefine how leveraged DeFi works. DeFi needs a good leverage system in order to drive more usages on DEXes and money markets, the fundamental building blocks of DeFi. With growing usages on these fundamentals, more protocols and new innovations can arise and tap into the deep liquidity and robust foundation.

Stella strives to become the go-to destination for DeFi users to access maximum yield potential. Whatever on-chain strategies that users want to use on leverage (and safe enough to be supported), then Stella will support at 0% cost to borrow.

The protocol is made up of two parts: Stella Strategy and Stella Lend.

Stella Strategy: Users can access multiple selections of leveraged strategies with 0% borrowing interest for the first time and get yields on leverage.

Stella Lend: Lenders can lend assets to the lending pools on Stella and get real yields. Yields generated from Stella Strategy are shared to lenders.

Stella

Ren (REN) is an open protocol built to provide interoperability and liquidity between different blockchain platforms.

To learn more about this project, check out our deep dive of Ren.

Formerly known as Republic Protocol, Ren launched RenVM, its virtual machine mainnet, in May 2020, having completed a $34 million initial coin offering (ICO) in 2018.

The protocol’s native token, REN, functions as a bond for those running nodes which power RenVM, known as Darknodes.

Ren aims to expand the interoperability, and hence accessibility, of decentralized finance (DeFi) by removing hurdles involved in liquidity between blockchains.