XPToken is based on the concept of De-Centralized Finance (DeFi) to make the system easily accessible and user friendly. The approach of De-Centralized Finance (DeFi) on which is used in XPToken, can be defined as a standardized protocol for distributed journal technologies, which includes the creation of financial products and services, waning the well-known connections between the central establishments. Its purpose P2P system of payment, which will provide people the power back. It will give more power to the people and will be considered as a great change in human history of wealth.

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