## Τι είναι το saffron.finance;

Το Saffron.finance είναι μια αποκεντρωμένη πλατφόρμα χρηματοοικονομικής (DeFi) που εισάγει μια καινοτόμο προσέγγιση στην τοκετοποίηση των περιουσιακών στοιχείων στην αλυσίδα, συμπεριλαμβανομένων των συμβολαίων που μπορεί να περιορίζουν την πρόσβαση στο χρησιμοποιημένο κεφάλαιο. Αυτή η πλατφόρμα προσφέρει έναν μοναδικό μηχανισμό για τους παρόχους ρευστότητας να έχουν περισσότερο έλεγχο και ευελιξία πάνω στις επενδύσεις τους, επιτρέποντας αδιάλειπτη πρόσβαση στην υποκείμενη εγγύηση. Το επιτυγχάνει αυτό μέσω της τοκετοποίησης της ιδιοκτησίας σε περιουσιακά στοιχεία στην αλυσίδα, που με τη σειρά της διευκολύνει το μόχλευση στο staking και τις προσαρμοσμένες στρατηγικές διαχείρισης κινδύνου.

Στον πυρήνα της προσφοράς του Saffron.finance βρίσκεται η έννοια της δυναμικής έκθεσης. Αυτό υλοποιείται μέσω της καινοτόμου χρήσης των διακριτών τμημάτων της πισίνας, τα οποία είναι ουσιαστικά διαφορετικές κατηγορίες προφίλ κινδύνου και απόδοσης που μπορούν να επιλέξουν οι πάροχοι ρευστότητας. Η πρώτη εφαρμογή αυτής της έννοιας από την πλατφόρμα επιτρέπει τον διαχωρισμό του μελλοντικού εισοδήματος και της καθαρής παρούσας αξίας του χρησιμοποιημένου κεφαλαίου σε διακρι

### Πώς είναι ασφαλισμένο το saffron.finance;

Το Saffron.finance υιοθετεί μια πολυδιάστατη προσέγγιση στην ασφάλεια, ενσωματώνοντας καινοτόμους μηχανισμούς blockchain και παραδοσιακά μέτρα κυβερνοασφάλειας για την προστασία των χρηστών της και των περιουσιακών τους στοιχείων. Στον πυρήνα της, η πλατφόρμα εκμεταλλεύεται ένα πρωτόκολλο προσαρμογής κινδύνου από ομότιμο σε ομότιμο, το οποίο επιτρέπει τη δυναμική έκθεση σε διαφορετικά προφίλ κινδύνου και απόδοσης μέσω των τμημάτων πισίνας Saffron. Αυτό το σύστημα επιτρέπει στους παρόχους ρευστότητας να διαχειρίζονται τον κίνδυνό τους πιο αποτελεσματικά επιλέγοντας μεταξύ διαφορετικών τμημάτων, το καθένα με τα δικά του χαρακτηριστικά κινδύνου/απόδοσης.

Η πλατφόρμα διακριτοποιεί τα περιουσιακά στοιχεία στην αλυσίδα, πράγμα που σημαίνει ότι η κυριότητα αυτών των στοιχείων εκπροσωπείται από ψηφιακά διακριτικά. Αυτή η διαδικασία δεν διευκολύνει μόνο τη μεγαλύτερη ρευστότητα και πρόσβαση στα υποκείμενα ενέχυρα, αλλά επιτρέπει επίσης την ενισχυμένη στοίχιση και πιο λεπτομερείς στρατηγικές διαχείρισης κινδύνου. Η διακριτοποίηση των μελλοντικών εσόδων και η καθαρή παρούσα αξία του χρησιμοποιημένου κεφαλαίου σε διαφορετικά τμήματα διασφαλίζει

### Πώς θα χρησιμοποιηθεί το saffron.finance;

Το Saffron.finance παρουσιάζει μια καινοτόμο προσέγγιση στην αποκεντρωμένη χρηματοοικονομική (DeFi) προσφέροντας μια πλατφόρμα που νομισματοποιεί τα περιουσιακά στοιχεία στην αλυσίδα. Αυτό το πρωτόκολλο ενισχύει την ρευστότητα και την προσβασιμότητα αυτών των περιουσιακών στοιχείων για τους παρόχους ρευστότητας, επιτρέποντάς τους να έχουν περισσότερο έλεγχο και ευελιξία στις επενδύσεις τους. Μέσω της διαδικασίας νομισματοποίησης, περιουσιακά στοιχεία που συνήθως είναι κλειδωμένα ή δύσκολα προσβάσιμα λόγω του ότι αποτελούν μέρος συμβολαίων, μπορούν τώρα να ανταλλάσσονται και να χρησιμοποιούνται εύκολα.

Μια βασική λειτουργία του Saffron.finance είναι η δυνατότητά του να προσαρμόζει τα προφίλ κινδύνου και απόδοσης για τους χρήστες του. Αυτό επιτυγχάνεται μέσω της καινοτόμου χρήσης των διακριτών επιπέδων επενδύσεων, τα οποία είναι ουσιαστικά διαφορετικές δεξαμενές επενδύσεων εντός της πλατφόρμας, η καθεμία με τα δικά της χαρακτηριστικά κινδύνου και απόδοσης. Η πλατφόρμα προσφέρει δύο βασικά επίπεδα: το επίπεδο "A" με ενισχυμένη απόδοση και το υπερ-ανώτερο επίπεδο "AA" με μειωμένο κίνδυνο. Αυτή η δομή επιτρέπει στους επενδυτές να επιλέγουν το επιθυμητό επί

### Ποια κύρια γεγονότα έχουν συμβεί για το saffron.finance;

Το Saffron.finance έχει σηματοδοτήσει την παρουσία του στον τομέα των αποκεντρωμένων χρηματοοικονομικών (DeFi) μέσω μιας σειράς σημαντικών εξελίξεων. Αρχικά, έκανε τίτλους με την εκκίνηση της εφαρμογής του Web3 στις 31 Οκτωβρίου 2020. Αυτή η καθοριστική στιγμή ήταν μια μαρτυρία της δέσμευσής του στην καινοτομία και την προσβασιμότητα στον χώρο του DeFi. Ακολούθως, η πλατφόρμα παρουσίασε το νόμισμά της, το SFI, επεκτείνοντας περαιτέρω το οικοσύστημά της και παρέχοντας ένα νέο περιουσιακό στοιχείο για τους χρήστες και τους επενδυτές. Μια άλλη αξιοσημείωτη πρόοδος ήταν η υλοποίηση της εξόρυξης ρευστότητας με DAI, η οποία άνοιξε νέους δρόμους για δυνατότητες κέρδους και συμμετοχής εντός της πλατφόρμας.

Το πρωτόκολλο ξεχωρίζει για τη μοναδική του προσέγγιση στην προσαρμογή του κινδύνου στο DeFi, επιτρέποντας στους χρήστες να προσαρμόζουν τα προφίλ κινδύνου και απόδοσης τους. Αυτό επιτυγχάνεται μέσω της καινοτόμου χρήσης των διακριτών τμημάτων της πισίνας Saffron, τα οποία διαχωρίζουν τη μελλοντική ροή κερδών και την καθαρή παρούσα αξία του χρησιμοποιημένου κεφαλαίου, προσφέροντας δυναμική έκθεση στους χρήστες του. Ο μηχανισμός καταβολής υδάτινου σημείου, ο οπο



### A standard for tokenizing on-chain collateral
Saffron is a protocol for tokenizing on-chain assets, including contracts that otherwise impair access to utilized capital. Tokenized ownership of on-chain assets gives liquidity providers greater flexibility and uninterrupted access to their underlying collateral while enabling leveraged staking and bespoke risk management.

### Peer to peer risk exchange
Existing decentralized earning platforms expose liquidity providers to complex code driven outcomes. Network participants must evaluate an array of catastrophic scenarios where the resulting state could wipe out their holdings or lead to significant impermanent loss. It is hard to anticipate the net effect of extreme market volatility or focused economic attacks. Saffron narrows the set of possible outcomes by giving liquidity providers dynamic exposure.

### Dynamic exposure
The first application of Saffron gives liquidity providers the option to select customized risk and return profiles via the use of Saffron pool tranches. Saffron separately tokenizes the future earning stream and the net present value of utilized principal in each tranche. Earnings, based on tokenized holdings, are distributed accordingly across all tranches via payback waterfalls.

### Payback waterfall
The initial application of the payback waterfall is split between two primary tranches.
-A yield enhanced “A” tranche.
-A risk mitigated super-senior “AA” tranche.

Added liquidity, when removed, is used to pay back the initial principal of AA holders before paying the principal and interest of the yield enhanced A tranche. In exchange for this enhanced return, participants of the A tranche must stake Saffron’s native tokens (SFI) to mitigate against failures on the underlying platform (such as Compound, Aave, or Curve). The Saffron protocol in this scenario acts as an escrow service for transfer of risk between A tranche participants and AA tranche participants. Saffron also includes an “S” tranche for allocating liquidity efficiently as it is needed based on a tranche balancing algorithm.

saffron.finance

Trust Wallet

MetaMask

Ethereum

Shiba Inu

Chainlink

Pepe

UNUS SED LEO

Electric Vehicle Zone

Lattice Token

DSLA Protocol

DinoLFG

Mysterium

X World Games

Mirror Protocol

Pickle Finance

DAFI Protocol

Strips Finance

Rebase GG

Pullix

Flappymoonbird

TENET

Pastel

Opium is a new platform for launching and trading cryptocurrency derivatives.

Having begun operations in May 2020, Opium uses Ethereum to run a decentralized derivatives marketplace in which any cryptocurrency owner can participate.

The aim of the platform is to democratize access to financial derivatives while using the benefits that decentralization affords traders over legacy alternatives.

Opium’s in-house token, OPIUM, launched in January 2021 and will fulfil various roles mostly centered around platform governance. Active users will be able to vote on some of the most important decisions involved in the platform’s operations.

Opium

FRAKT Token

Strike is a DeFi lending protocol that allows users to earn interest on their cryptocurrencies by depositing them into one of several markets supported by the platform.

When a user deposits tokens to a Strike market, they receive sTokens in return. These sTokens represent the individual’s stake in the pool and can be used to redeem the underlying cryptocurrency initially deposited into the pool at any time. For example, by depositing ETH into a pool, you will receive sETH in return. Over time, the exchange rate of these sTokens to the underlying asset increases, which means you can redeem them for more of the underlying asset than you initially put in — this is how the interest is distributed.

On the flip side, borrowers can take a secured loan from any Strike pool by depositing collateral. The maximum loan-to-value (LTV) ratio varies based on the collateral asset, but currently ranges from 50 to 80%. The interest rate paid varies by borrowed asset and borrowers can face automatic liquidation if their collateral falls below a specific maintenance threshold.

Strike

Augur

Badger DAO is an open-source, decentralized automated organization that is dedicated to building products and infrastructure of simplifying the use of Bitcoin (BTC) as collateral across many smart contract platforms.

The platform is a shared space where the developers, known as Badge Builders, have the ability to collaborate and implement Bitcoin as collateral to as many blockchains as possible. A developer can earn a percentage of the fees and BADGER tokens from the developer mining pool for every implementation. The mainnet was launched on December 3, 2020.

A builder can be a single developer, a group of developers, or even a company. There are no fixed obligations to participation requirements, and anyone can create. The pillars of Badger DAO include the Badger Builders, the community-created products, the Dedicated Badger Operations team, the fairly initial distribution of the BADGER tokens for governance and the fact that all of the code is open-sourced.

Badger DAO

MIR is the governance token of Mirror Protocol, a synthetic assets protocol built by Terraform Labs (TFL) on the Terra blockchain.

Mirror Protocol is decentralized from day 1, with the on-chain treasury and code changes governed by holders of the MIR token. TFL has no intention of keeping or selling MIR tokens, and there are no admin keys or special access privileges granted. The intent for this is to be a completely decentralized, community-driven project.

Mirrored assets are blockchain tokens that behave like "mirror" versions of real-world assets by reflecting the exchange prices on-chain. They give traders the price exposure to real assets while enabling fractional ownership, open access and censorship resistance as any other cryptocurrency. Unlike traditional tokens which serve to represent a real, underlying asset, mAssets are purely synthetic and only capture the price movement of the corresponding asset.

Mirrored assets provide the following advantages:

Global Accessibility: In most markets outside of Europe & North America, access to foreign equities and forex markets is highly limited. Crypto allows global accessibility without entry barriers.

Fractional Orders: In traditional finance, to execute a fractional order, multiple fractional orders are bundled together to execute a unitary transaction. The process of gathering all the orders into one requires additional waiting time. By utilizing the blockchain, orders volume is simply represented as a number on the blockchain, so there is no need for the intermediary bundling process.

Nearly-Instantaneous Order Execution: Oftentimes due to the lack of liquidity (price-time-priority order book algorithm), orders can take up to a day to fully execute. Given the fact that Mirror relies on liquidity provided by each individual asset pool, orders can be executed as fast as the blocktime of the network (~ 6 seconds).

dHedge DAO

The Suterusu Protocol is a second-layer private payment infrastructure for smart contract platforms. The Suterusu Protocol uses the original and most advanced ZK-ConSnark algorithm that does not require a trusted setup. The algorithm’s proof size is significantly reduced and the proof generation and verification efficiency are greatly improved compared with similar solutions. Since no trusted setup is required, it is safe and transparent. The technical paper has been accepted by Eurocrypt 2021(https://eurocrypt.iacr.org/2021/acceptedpapers.php, https://eprint.iacr.org/2021/540). The Suterusu Protocol has been deployed on Ethereum, Binance Smart Chain, Heco, SmartBCH (BCH sidechain), Theta, etc. We plan to deploy Suterusu protocol on the following smart contract platforms including Near, Solana, Avalanche, Moonbeam, Plasma, Matic, etc. It is also the first privacy project funded by the official Cypherpunk Guild Fund of Near. We are also applying for the Solana and Polkadot ecosystem grant. The Suterusu Protocol intends to build a private payment infrastructure for any cryptocurrency. The Suterusu project has received investment from well-known institutions such as Dialectic (a fund founded by the former Polychain partner Ryan Zurr), Fundamental Labs, FBG, Continue Capital, DeFi Alliance, and other well-known institutions.

suterusu

Oxen (formerly known as LOKI) is a privacy tech project with a mission. It’s a private cryptocurrency with instant transactions. An enormous and powerful PoS network. A secure messaging platform. A network anonymity layer. Tools to build a more private future for the Internet — all on blockchain.

Our vision is to provide a range of tools and services powered by the OXEN coin, enabling users and developers all over the world to leverage the power of our decentralised blockchain network to achieve unparalleled privacy and security as they work, play, and live their day-to-day lives on the internet. And this isn’t just an empty vision — we've put in the hard yards and spent years building these technologies to make our vision a reality.

The Oxen privacy stack includes:

Session, a fully anonymous, totally decentralised encrypted messaging platform

Lokinet, a powerful low-latency onion router

Oxen Name System (ONS), a registration system that allows users to provably burn OXEN to purchase temporary or permanent usernames for Session (and Oxen wallets), and domain names for Lokinet services

The Oxen coin is used for:

Staking to run Oxen Service Nodes

Purchasing name registrations for Lokinet (our onion router) and Session (our private messenger)

Transferring value through instant, private transactions with our revolutionary Blink transaction tech

Oxen

YFDAI is an entire permission less DeFi ecosystem that combines Staking & Farming services and soon, Lending/Borrowing services, SafePredict, and Insurance together with their own DEX called SafeSwap and their own LaunchPad where legitimate projects in the DeFi space can launch their new vetted projects with contract audits, locked liquidity and locked dev tokens in time release smart contracts.  Whereas other DeFi protocols rely upon minting new tokens to sustain their staking and farming rewards, YFDAI has allocated tokens for these products which will be replenished with fees generated by the ecosystem. YFDAI also has a deflationary burn mechanism built into the platform that will ultimately reduce the total supply to just 13,950 tokens.

YFDAI’s mission is to clean up the DeFi space by de-risking the purchase of new projects by performing due diligence vetting and requiring adherence to the same protocols that YFDAI itself adhered to on their launch.  YFDAI’s motto is ‘no more exit scams or rug pulls.’

YFDAI.FINANCE

C.R.E.A.M Finance is a decentralized  DeFi lending protocol for individuals, institutions and protocols to access financial services. Part of the yearn.finance ecosystem, C.R.E.A.M. Finance is a permissionless, open source and blockchain agnostic protocol serving users on Ethereum, Binance Smart Chain Polygon and Fantom.

Users who are passively holding Ether or wBTC can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. For more information visit https://app.cream.finance/.

The C.R.E.A.M. Finance protocol was created as a Compound Finance fork.

C.R.E.A.M Finance is open-source, permissionless, blockchain-agnostic and offers yield farming rewards to its users in order to inclusively develop its network.

The project (which stands for Crypto Runs Everything Around Me) was launched unexpectedly on the Ethereum network on Aug. 3, 2020 through the YOLO liquidity pool. In September 2020 it went live on the Binance Smart Chain (BSC).

The CREAM token allows users to lend, borrow, stake assets and help govern the network, allowing them to vote on assets to support or delist.

Cream Finance

Balancer is an automated market maker (AMM) that was developed on the Ethereum blockchain and launched in March 2020. It was able to raise a $3M seed round by Placeholder and Accomplice. Balancer protocol functions as a self-balancing weighted portfolio, price sensor and liquidity provider. It allows users to earn profits through its recently introduced token ($BAL) by contributing to customizable liquidity pools.

To learn more about this project, check out our deep dive of Balancer(https://coinmarketcap.com/alexandria/article/what-is-balancer.

The protocol operates a few types of pools:

Private pools give the owner governance over the pool, and make the person the sole contributor of liquidity to the pool. Also, all the parameters are mutable by the owner.

Shared pools are for those who want to become liquidity providers (LPs). The LPs are rewarded with the Balancer Pool Tokens (BPTs).

Smart pools are similar to private pools but are controlled by a smart contract. They also reward using BPTs and allow anyone to contribute liquidity to the pool.

Balancer

QuickSwap [Old]

Ren (REN) is an open protocol built to provide interoperability and liquidity between different blockchain platforms.

To learn more about this project, check out our deep dive of Ren.

Formerly known as Republic Protocol, Ren launched RenVM, its virtual machine mainnet, in May 2020, having completed a $34 million initial coin offering (ICO) in 2018.

The protocol’s native token, REN, functions as a bond for those running nodes which power RenVM, known as Darknodes.

Ren aims to expand the interoperability, and hence accessibility, of decentralized finance (DeFi) by removing hurdles involved in liquidity between blockchains.

Yearn.finance is an aggregator service for decentralized finance (DeFi) investors, using automation to allow them to maximize profits from yield farming.

Its goal is to simplify the ever-expanding DeFi space for investors who are not technically minded or who wish to interact in a less committal manner than serious traders.

Launched in February 2020, the service, formerly known as iEarn, has seen huge growth in recent months as new products debuted and developers released in-house token YFI.

yearn.finance

Established in July 2020, TrustSwap is a diverse Web3 ecosystem creating secure infrastructure for blockchain builders and communities. The TrustSwap Launchpad is a leading Launchpad and IDO service, achieving the #1 spot on Cryptorank in 2023 for All-time High Returns and Average Returns. TrustSwap has launched over 55 projects with a collective fundraising of over $70 million.

TrustSwap is also the parent company of The Crypto App and Team Finance, which offer a suite of multi-chain services including crypto portfolio tracking, token and liquidity locks, minting, staking, and vesting-as-a-service.

SWAP token is the key to accessing guaranteed allocations in top-tier IDOs via the TrustSwap Launchpad. Staking more SWAP tokens longer increases your SWAP Score and unlocks higher allocations as well as other perks for top stakers.

TrustSwap

Ampleforth is an Ethereum-based cryptocurrency with an algorithmically adjusted circulating supply. It is designed to be the base money of the new decentralized economy, by providing an asset that cannot be diluted by supply inflation and remains decoupled to the price action of other cryptocurrencies—and Bitcoin (BTC) in particular.

With Ampleforth, token holders own a fixed fraction of the total AMPL circulating supply, rather than a fixed number of tokens. When the protocol detects that the price of AMPL is too high, it increases the circulating supply, whereas the supply is decreased if the price is too low.

This change is propagated to all Ampleforth wallets, which have their wallet balance adjusted proportionally. Irrespective of this change, AMPL holders will still retain the same percentage of the token supply.

This automatic supply adjustment process is known as a “rebase” and occurs once each day, with a positive rebase if the price goes above $1.06, and a negative rebase if it is below $0.96. The overall goal of the system is to create incentives that drive the market price of AMPL back to ~$1.

Ampleforth

Kyber Network Crystal Legacy

Ethernity Chain

DFI.MONEY, also known as YFII, is a fork of popular decentralized finance (DeFi) aggregator platform yearn.finance (YFI).

Launched in July 2020, it aims to optimize returns for DeFi investors while adhering to changes proposed in an upgrade plan called YIP-8.

In addition to protocol changes, DFI.MONEY has also released new products, chief among which, the Vault, it describes as its “killer product.”

The native token of DFI.MONEY is YFII, a fixed-supply token which liquidity providers earn in accordance with their network interaction.