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SmartCredit Token noticias
Acerca de SmartCredit Token
What Is SmartCredit.io?
SmartCredit.io is a Decentral Finance application for crypto borrowing and lending. The key features are:
The low collateral ratio for the borrowers
Personal Fixed Income Funds for the lenders
Fixed-term and fixed interest loans
The key difference is that SmartCredit.io focuses on the DeFi fixed-income-funds as opposed to the DeFi money-market-funds (as most of DeFi lending solutions today).
SMARTCREDIT is the utility token for:
Utility and loyalty token on the SmartCredit.io platform
Collateral for the loans
Liquidity mining for the borrowers, lenders, and integration pa (which integrate SmartCredit.io platform)
SmartCredit.io offers the following functionality:
Borrowers can receive fixed interest and fixed-term loans with a lower collateral ration than the money-market-funds
Borrowers can complete the optional credit-scoring, which allows reducing the collateral ratio and the loan interest
Lenders receive fixed interest instead of the fluctuating money-market-funds interest
Lenders have their own Personal Fixed Income Funds
Integrators can integrate our User Interface Widgets and earn loan origination fees plus reward tokens
How Many SMARTCREDIT Coins Are There in Circulation?
10% of the total supply (2 500 000 tokens) are unlocked. 90% of the total supply (22 500 000 tokens) are time-locked with OpenZeppelin contracts and will be released 1/4 (in equal parts) in years 2, 3, 4, and 5. The current circulating supply is 1 106 625 SMARTCREDIT tokens.
Tokens allocation is the following:
40% for liquidity mining for integration-partners and users
10% for the marketing
10% for the team (starting from the second year, released ¼ per year)
20% for the liquidity provision
15% reserve and insurance funds
Who Are the Founders SmartCredit.io?
The Co-Founders are Martin Ploom and Tarmo Ploom, Ph.D. Both are ex-Credit-Suisse Vice Presidents from Zurich, Switzerland. Both are MBA’s and CFA’s. They know the traditional banking and credit-systems inside out.
They are early blockchain adaptors, co-authored first german-language blockchain book, are giving lectures and write the blog: https://smartcredit.io/blog
Where Can I Buy SMARTCREDIT?
SMARTCREDIT is listed on the Uniswap
New to cryptocurrency? Read CoinMarketCap’s easy guide to buying Bitcoin or any other token.
SmartCredit Token precio de hoy es el $0.492998 USD con un volumen de comercio de 24 horas de $82.68 USD. Actualizamos nuestro precio de SMARTCREDIT a USD en tiempo real. SmartCredit Token bajó 2.20% en las últimas 24 horas. La clasificación actual de CoinMarketCap es #7291, con una capitalización de mercado de no disponible. El suministro circulante no está disponible y el suministro máximo no está disponible.
Los cambios principales para comercializar en SmartCredit Token son actualmente Bilaxy, Uniswap v2, Tokpie, y . Puedes encontrar otros listados en nuestra .