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<ul><li>Eurobank Gazprombank recommends phasing in the Digital Ruble to prevent bank losses and give the financial system time.</li><li>According to Yakov and Partners, Russia&#39;s banks could lose $3.5 billion (250 billion rubles) after adopting the Digital Ruble.</li></ul><h2 id="header-0">European bank To reduce bank losses and allow the financial system more time, Gazprombank advises a phased implementation of the Digital Ruble.</h2><p>The rollout of the Digital Ruble should be carried out gradually, according to Gazprombank, one of the 15 Russian banks taking part in the tests of the central bank&#39;s digital currency (CBDC), the Digital Ruble. The bank thinks it would take more time for the financial sector to adjust to the introduction of the digital currency issued by the central bank of Russia.</p><h3 id="pushing-for-the-gradual-introduction-of-the-digital-ruble">Pushing for the Gradual Introduction of the Digital Ruble</h3><p>Russia&#39;s banks might potentially lose $3.5 billion (250 billion rubles) in five years following the adoption of the Digital Ruble, according to a research by renowned consulting firm Yakov and Partners.</p><p>A unit of the state-owned gas energy company Gazprom, Gazprombank, says bank losses brought on by the introduction of the Digital Ruble should be kept to a minimum. The bank advises introducing the Digital Ruble gradually, even though it acknowledges the significance of the rollout.</p><p>Of course, banks will need to find a way to reduce their losses. In order to give the financial system the time to adapt, it is crucial to consider these dangers and move gradually towards the launch of the digital ruble.</p><p>The reason is that, rather than lowering prices for customers, the reduction in obtaining commissions is more likely to result in larger profits for merchants. However, Gazprombank pointed out that the introduction of the Digital Ruble will make all financial transactions in Russia more transparent. The nation&#39;s financial system and overall economy will benefit from it.</p><p>Testing on the Digital Ruble is set to start this year as part of the <a href="https://www.coingabbar.com/en/crypto-currency-news/china-is-giving-away-digital-yuan-to-boost-the-cbdc-adoption-during-lunar-new-year" rel="noopener noreferrer nofollow">CBDC </a>project, which has been ongoing for several years. Preliminary testing are currently being conducted with 15 Russian banks, including Gazprombank.</p><p>Last year, the central bank and the Finance Ministry decided to use <a href="https://www.coingabbar.com/en/crypto-currency-news/the-founder-of-my-big-coin-cryptocurrency-firm-was-sentenced-to-eight-years-in-prison-for-fraud" rel="noopener noreferrer nofollow">cryptocurrency </a>in foreign payments. The objective is to promote international trade between Russia and other nations. After Russia invaded Ukraine in the latter half of February 2022, the nation was subject to trade and financial sanctions.</p>

Russia May Delay Digital Ruble Plans

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