## ما هي DFI.MONEY (YFII )؟

DFI.MONEY، المعروفة أيضاً باسم (YFII)، هي نسخة انقسمت من منصة تجميع التمويل اللامركزي ([DeFi](https://coinmarketcap.com/alexandria/article/what-is-decentralized-finance)) المعروفة yearn.finance ([YFI](https://coinmarketcap.com/ar/currencies/yearn-finance/)).

تم إطلاقها في يوليو 2020، وتهدف إلى تحسين العوائد لمستثمري التمويل اللامركزي مع الالتزام بالتغييرات المقترحة في خطة الترقية المسماة (YIP-8).

بالإضافة إلى تغييرات البروتوكول، أصدرت (DFI.MONEY) أيضاً منتجات جديدة، وعلى رأسها، الخزنة (Vault)، التي تصفها بأنها "منتجها القاتل ".

الرمز المشفّر الأصلي لـ (DFI.MONEY) هو (YFII)، وهو رمز مشفّر له معروض إجمالي ثابت ويمكن لمزودي السيولة اكتسابه عند تفاعلهم على الشبكة.

### من هم مؤسسو DFI.MONEY؟

نشأت DFI.MONEY نتيجة انقسام ثابت من yearn.finance، منصة تجميع عائدات التمويل اللامركزي التي أنشأها أندريه كرونجي.

ترك كرونجي المنصة الأم لـ yearn.finance، iEarn، في أوائل عام 2020، من أجل تطوير منصته الجديدة حيث نمت شعبيتها بشكل كبير مع تزايد اعتماد التمويل اللامركزي.

وفي يوليو 2020، انتهى تعدين وزراعة عائد عملة yearn.finance 's المشفرة YFI، وتم وضع اقتراح لحماية السيولة من الحيتان وحصل على 80% من دعم المشاركين في البروتوكول. ومع ذلك، لم يتم اعتماده بسبب عدم حصوله على القوة التصويتية المطلوبة وهي 33%.

نتيجة لذلك، اختارت مجموعة من المستخدمين استنساخ البروتوكول عبر انقسام ثابت وإنشاء DFI.MONEY، برمزها المشفّر الخاص، YFII.

وتم تنفيذ مقترح الانقسام الثابت، المعروف باسم (YIP-8)، الذي يتضمن أيضاً تناقص مكافآت (YFII) بشكل أسبوعي، متبعة نمط [بيتكوين](https://coinmarketcap.com/ar/currencies/bitcoin/) (BTC) المعروف.

### ما الذي يميّز DFI.MONEY؟

تؤدي DFI.MONEY بشكل أساسي نفس الدور في سوق التمويل اللامركزي كشبكتها الأمر yearn.finance، مع اختلاف قواعد البروتوكول من ناحية الرمز المشفّر وبعض الميزات الجديدة.

وبالتالي فإن جاذبيتها تستهدف مستخدمي سلفها الذين صوتوا لصالح YIP-8، فضلاً عن مستثمري التمويل اللامركزي الجدد الذين يرغبون في تعظيم العوائد من خلال توفير السيولة.

يذكر موقع DFI.MONEY أن بروتوكولها مملوك للمجتمع ولا يقدم حوافز تجارية مثل مكافآت للمطورين بشكل افتراضي.

ينضم المستخدمون إلى واحدة أو كلتيهما من مجمعات السيولة إما [كيرف](https://coinmarketcap.com/ar/exchanges/curve-finance/) (CRV)، أو [بالانسر](https://coinmarketcap.com/ar/currencies/balancer/) (BAL)، ليكسبوا رموز YFII المشفّرة كمكافآت على توفير السيولة.

كما قدمت DFI.MONEY ميزة جديدة، الخزنة (Vault)، والتي تهدف إلى توفير عوائد أعلى للمستخدمين على أي رمز مشفّر بشكل آلي وفقاً للاستراتيجيات التي يضبطها المستخدم، بدلاً من قيامه بذلك يدوياً في كل مرة.

#### صفحات ذات صلة:

اقرأ المزيد عن yearn.finance [هنا](https://coinmarketcap.com/ar/currencies/yearn-finance/).

اقرأ المزيد عن Harvest Finance [هنا](https://coinmarketcap.com/ar/currencies/harvest-finance/).

هل أنت جديد في عالم العملات المشفرة؟ اعثر على إجابات لجميع أسئلتك على [Alexandria](https://coinmarketcap.com/alexandria/categories/crypto-basics)، مورد التعليم المخصص من CoinMarketCap.

### كم عدد عملات DFI.MONEY (YFII) الموجودة في التداول؟

YFII هو رمز مشفّر قائم وفق معيار (ERC-20) مع سقف معروض إجمالي ثابت عند 40،000 YFII. وفقاً للخصائص المحددة والمقبولة في اقتراح (YIP-8)، لا يوجد أي رموز مشفّرة قابلة للتعدين، أو مطروحة لما قبل البيع، أو مخصصة للمطورين.

بل تذكر DFI.MONEY أن الطريقة الوحيدة لكسب YFII هي من خلال توفير السيولة للبروتوكول. يتم توزيع الرموز وفقاً لمخصص السيولة، مع تناقص المكافآت أسبوعياً. وبدأ مجمعا السيولة الإثنان بإمدادات قدرها 20,000 YFII لكل منهما.

وينص الجدول الزمني أن توزيع الرموز المشفّرة قد اكتمل بعد 10 أسابيع من بدايته، في نهاية سبتمبر 2020.

### كيف يتم تأمين شبكة DFI.MONEY؟

تذكر DFI.MONEY أن رمزها المشفّر (YFII) يخضع لسقف معروض ثابت لا يتجاوز 40،000 رمز ولا يمكن التلاعب بهذا السقف من قبل المطورين.

وقد أمكن تحقيق ذلك عن طريق إرسال المفاتيح التي تسمح بسك (ترميز) رموز مشفّرة جديدة إلى عنوان ما يسمى "الثقب الأسود "، ولا مجال للوصول إليها أبداً.

كما نشر المطورون روابط للمعاملات التي تظهر إرسال المفاتيح إلى "الثقب الأسود".

### أين يُمكن شراء DFI.MONEY (YFII)؟

أصبح YFII عملة مشفّرة شائعة منذ إطلاقه. وبحلول أكتوبر 2020، أصبح الرمز المشفّر متاحاً في العديد من البورصات الرئيسية، مع أزواج تداول تضم عملات مشفرة، و[عملات مستقرة](https://coinmarketcap.com/alexandria/article/what-is-a-stablecoin)، إلى جانب غيره من رموز التمويل اللامركزي الأخرى.

وتعد كل من [Binance](https://coinmarketcap.com/ar/exchanges/binance/) و[OKEx](https://coinmarketcap.com/ar/exchanges/okex/) و[Huobi Global](https://coinmarketcap.com/ar/exchanges/huobi-global/) من بين البورصات التي لديها أكبر أحجام تداول لـ (YFII).

هل أنت جديد في عالم العملات المُشفرة؟ اقرأ [دليلنا المُبسط](https://coinmarketcap.com/how-to-buy-bitcoin/) لشراء بيتكوين أو أي عملة مشفرة أخرى.

DFI.Money

Trust Wallet

MetaMask

Binance Chain Wallet

Welcome to DFI.Money's Community channel aggregated by CoinMarketCap.

Ethereum

Shiba Inu

Chainlink

UNUS SED LEO

Uniswap

GameSwift

SHPING

Viberate

Cellframe

TRVL

Cosplay Token

Bytom

SwftCoin

Galeon

Newscrypto

Wrapped TAO

X2Y2

Velar

Mars Battle

Dogecoin20

Yearn.finance is an aggregator service for decentralized finance (DeFi) investors, using automation to allow them to maximize profits from yield farming.

Its goal is to simplify the ever-expanding DeFi space for investors who are not technically minded or who wish to interact in a less committal manner than serious traders.

Launched in February 2020, the service, formerly known as iEarn, has seen huge growth in recent months as new products debuted and developers released in-house token YFI.

yearn.finance

Unifi Protocol DAO

Enzyme

Balancer is an automated market maker (AMM) that was developed on the Ethereum blockchain and launched in March 2020. It was able to raise a $3M seed round by Placeholder and Accomplice. Balancer protocol functions as a self-balancing weighted portfolio, price sensor and liquidity provider. It allows users to earn profits through its recently introduced token ($BAL) by contributing to customizable liquidity pools.

To learn more about this project, check out our deep dive of Balancer(https://coinmarketcap.com/alexandria/article/what-is-balancer.

The protocol operates a few types of pools:

Private pools give the owner governance over the pool, and make the person the sole contributor of liquidity to the pool. Also, all the parameters are mutable by the owner.

Shared pools are for those who want to become liquidity providers (LPs). The LPs are rewarded with the Balancer Pool Tokens (BPTs).

Smart pools are similar to private pools but are controlled by a smart contract. They also reward using BPTs and allow anyone to contribute liquidity to the pool.

Balancer

BarnBridge, founded in 2019, is a protocol for tokenizing risks. It was launched in September 2020. BarnBridge is a sort of decentralized finance (DeFi) lego for creating tradeable tokens that expose a consumer to market volatility. As of March 2021, the platform is still in an early stage of launch.

To learn more about this project, check out our deep dive of Quant.

BarnBridge is a project that expands the functionality of DeFi to make it more flexible and efficient. By tokenizing market fluctuations and exposure to risks, it can reduce volatility for conservative investors or increase it for daytraders. BarnBridge enables traditional risk management tools and fixed income instruments on the DeFi market. The main focus is dividing cryptocurrency risks into tranches so market participants, depending on their risk profile, can invest in different products or assets.

BarnBridge

Keep3rV1 is a decentralized platform designed to facilitate the coordination between projects that need to source outside development operations and those who can provide those required services. Essentially, the project serves as a job board that facilitates the interaction between job posters, such as decentralized finance protocols, and job executors, known as Keepers. The tasks performed by Keepers range from submitting and calling transactions on-chain to completing complex operations off-chain. Keep3rV1 uses an ERC-20 token, KP3R, for governance and to provide rewards to Keepers.

The project was first announced on Oct. 22, 2020. It launched on the Ethereum mainnet in beta mode on Oct. 28, 2020.

Keep3rV1

Harvest Finance

C.R.E.A.M Finance is a decentralized  DeFi lending protocol for individuals, institutions and protocols to access financial services. Part of the yearn.finance ecosystem, C.R.E.A.M. Finance is a permissionless, open source and blockchain agnostic protocol serving users on Ethereum, Binance Smart Chain Polygon and Fantom.

Users who are passively holding Ether or wBTC can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. For more information visit https://app.cream.finance/.

The C.R.E.A.M. Finance protocol was created as a Compound Finance fork.

C.R.E.A.M Finance is open-source, permissionless, blockchain-agnostic and offers yield farming rewards to its users in order to inclusively develop its network.

The project (which stands for Crypto Runs Everything Around Me) was launched unexpectedly on the Ethereum network on Aug. 3, 2020 through the YOLO liquidity pool. In September 2020 it went live on the Binance Smart Chain (BSC).

The CREAM token allows users to lend, borrow, stake assets and help govern the network, allowing them to vote on assets to support or delist.

Cream Finance

Augur

Tellor is a decentralized oracle protocol.

Oracles are a key part of blockchain infrastructure that update valuable off-chain data, making it available for on-chain smart contracts.

Tellor’s oracle supplies data that can be requested, validated and put on-chain permissionlessly with data reporters competing for incentives of TRB. Data reporters bring valuable information on-chain for a wide range of DeFi applications.

Tellor

Bancor is an ecosystem of decentralized, open-source protocols that promote on-chain trading and liquidity.

Its main protocol, Carbon, is a decentralized trading protocol allowing users to perform automated trading strategies using custom on-chain limit orders and range orders, with the option of combining orders together to create automated buy low, sell high strategies.

By design, Carbon orders are irreversible on execution, easily adjustable directly on-chain, and resistant to MEV sandwich attacks. These capabilities give users an unprecedented level of control and automation to perform novel trading strategies on-chain.

Fast Lane, a separate open-source arbitrage protocol, allows any user to perform arbitrage between Bancor ecosystem protocols and external on-chain exchanges and redirect arbitrage profits back to the Bancor ecosystem.

All Bancor ecosystem protocols are governed by the BancorDAO via staked BNT.

Bancor

Metal DAO

UMA was founded in 2018 by Allison Lu and Hart Lambur, two ex Goldman Sachs traders, with the goal of making global markets universally fair, accessible, secure and decentralized.

The team drew inspiration from traditional finance derivatives to define an open-source protocol to allow anyone, anywhere, to design and build trustless financial contracts.

Wrapped NXM (wNXM) is a 1-to-1 backed token that can only be generated by wrapping genuine NXM.

NXM can only be traded among Nexus Mutual members, while wNXM is fully tradable but can't be used at all within the Nexus Mutual protocol.

Wrapped NXM

Launched in 2020, Dego Finance is a decentralized ecosystem that offers a diverse combination of non-fungible token (NFT) and decentralized finance (DeFi) tools. It is an independent, open NFT ecosystem.

To learn more about this project, check out our deep dive of Dego Finance.

Any user is allowed to launch an NFT and initiate mining, auctions and trading, covering the entire lifecycle of the product. Dego’s NFT protocol is a cross-chain, second-layer infrastructure for Blockchain projects that can be leveraged for user acquisition and token distribution.

Dego uses a modular combination design concept that combines various elements of a product to form subsystems with specific functions.

Dego Finance

Ampleforth Governance Token

Badger DAO is an open-source, decentralized automated organization that is dedicated to building products and infrastructure of simplifying the use of Bitcoin (BTC) as collateral across many smart contract platforms.

The platform is a shared space where the developers, known as Badge Builders, have the ability to collaborate and implement Bitcoin as collateral to as many blockchains as possible. A developer can earn a percentage of the fees and BADGER tokens from the developer mining pool for every implementation. The mainnet was launched on December 3, 2020.

A builder can be a single developer, a group of developers, or even a company. There are no fixed obligations to participation requirements, and anyone can create. The pillars of Badger DAO include the Badger Builders, the community-created products, the Dedicated Badger Operations team, the fairly initial distribution of the BADGER tokens for governance and the fact that all of the code is open-sourced.

Badger DAO

Band Protocol is a cross-chain data oracle platform that is able to take real-world data and supply it to on-chain applications, while also connecting APIs to smart-contracts to facilitate the exchange of information between on-chain and off-chain data sources.

By supplying reputable, verifiable real-world data to blockchains, Band Protocol unlocks a range of new use cases for developers to explore — since they can now use any type of real-world data as part of their decentralized application (DApp) logic, including sports, weather, random numbers, price feed data and more.

Band Protocol initially launched as an ERC-20 project on the Ethereum blockchain in September 2019, but transitioned to the Cosmos network in June 2020 with the release of Band Protocol 2.0. The new protocol is built on BandChain using the Cosmos SDK. Oracle nodes on BandChain not only relay data but are also involved in block production/validation, giving them a dual role.

BAND is the native token of the Band Protocol ecosystem and is used as collateral by validators involved in fulfilling data requests, as well as the main medium of exchange on BandChain — being used to paying for private data.

Band Protocol

Decred is Money Evolved.

By combining battle tested Proof-of-Work with an innovative take on Proof-of-Stake that places coin holders in charge of shaping the future, Decred is able to adapt to challenges and innovate at a rapid pace. You acquire influence in Decred by putting “skin in the game”.

Decred’s security, privacy, scalability, and decentralized treasury empower stakeholders and provides them with the tools needed to enhance their financial sovereignty.

Decred

Compound is a DeFi lending protocol that allows users to earn interest on their cryptocurrencies by depositing them into one of several pools supported by the platform.

To learn more about this project, check out our deep dive of Compound.

When a user deposits tokens to a Compound pool, they receive cTokens in return. These cTokens represent the individual’s stake in the pool and can be used to redeem the underlying cryptocurrency initially deposited into the pool at any time. For example, by depositing ETH into a pool, you will receive cETH in return. Over time, the exchange rate of these cTokens to the underlying asset increases, which means you can redeem them for more of the underlying asset than you initially put in — this is how the interest is distributed.

On the flip side, borrowers can take a secured loan from any Compound pool by depositing collateral. The maximum loan-to-value (LTV) ratio varies based on the collateral asset, but currently ranges from 50 to 75%. The interest rate paid varies by borrowed asset and borrowers can face automatic liquidation if their collateral falls below a specific maintenance threshold.

Since the launch of the Compound mainnet in September 2018, the platform has skyrocketed in popularity, and recently passed more than $800 million in total locked value.