Bradley Kent "Brad" Garlinghouse is the CEO and on the Board of Directors of financial technology company Ripple Labs. He previously was the CEO and Chairman of Hightail (formerly YouSendIt). Before Hightail, he held executive positions at AOL and Yahoo!. In 2020, he managed to bring more partnerships (e.g. Flare Networks) and mark all kinds of achievements while boosting the whole XRP ecosystem.
"PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger."